Cabarrus County property record for 3648 Gold Hill Rd E, Gold Hill, NC 28071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,390 sqft · built 2019 |
| Lot Size | 4.99 acres (217,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Aug 2021) |
| Tax Bill | $2,722 (2023) |
| Deeds & Mortgages | Aug 2019 Construction Loan May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6602 18 6541 |
| Primary APN | 6602 18 6541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,390 sqft Living Area |
| Gross Area | 4,268 sqft |
| 1st Floor Area | 2,390 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 217,582 sqft (4.99 acres) |
| Lot Width | 573 ft Width |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 534 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 102845 |
|---|---|
| Street Address | 3648 GOLD HILL RD E |
| City | GOLD HILL |
| State | NC |
| Zip | 28071-9377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 1 CINDY RITCHIE GLASS |
| Legal Subdivision | WATTS CROSSROADS |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 7, GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 41702 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3648 GOLD HILL RD E, GOLD HILL, NC 28071-9377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 1, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Feb 5, 2019 · Amount on Record |
| Deed Document Number | 202133919 |
| Deed Book / Page | 15396 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3648 GOLD HILL RD E, GOLD HILL, NC 28071-9377 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013638235 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 13638/0235 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3648 GOLD HILL RD E, GOLD HILL, NC 28071-9377 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001514238 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 15142/38 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 9, 2021 |
| Property Address | 3648 GOLD HILL RD E, GOLD HILL, NC 28071-9377 |
| Document Number | 0001539659 |
| Book / Page | 15396 / 59 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1628 MOSS SPRINGS RD, 1628, ALBEMARLE, NC 28001-7820 |
| Name | Verified Name |
|---|---|
| Address | 3648 GOLD HILL RD E, GOLD HILL, NC 28071-9377 |
| Document Number | 0001539662 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 15396/62 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,450 (+102.44%) Land $76,460 Building $558,990 | ||
| 2024 | $635,450 (+102.44%) Land $76,460 Building $558,990 | ||
| 2023 | $2,722.00 | $313,900 Land $46,540 Building $267,360 | $313,900 Land $46,540 Building $267,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures