3648 Fred Beard Rd, Maiden, NC 28650 Property Records

Catawba County property record for 3648 Fred Beard Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,630 sqft · built 2008
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Dec 2008)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3647-12-76-7593`

Property Details

APN / Parcel Number

Primary APN	`3647-12-76-7593`
Alternative APN	`0035675`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	3,260 sqft
Upper Floors Area	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	62,726 sqft (1.44 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3648 FRED BEARD RD
City	MAIDEN
State	NC
Zip	28650-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	3648 FRED BEARD RD
Legal Subdivision	CITY OF MAIDEN NEWTON TOWNSHIP
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2032
Census Tract	11601

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3648 FRED BEARD RD, MAIDEN, NC 28650-8446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 30, 2020	Deed of Trust, Mortgage · Negative Amortization STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2008 · Amount on Record
Deed Sale	Dec 10, 2008 · Amount on Record
Prior Sale	Jun 6, 2008 · Amount on Record
Deed Document Number	200827188
Deed Book / Page	2945 / 1111
Prior Transfer Date	Aug 8, 2008
Prior Transfer Doc	0029291208
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3648 FRED BEARD RD, MAIDEN, NC 28650-8446
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038410327
Date	Nov 8, 2023
Book Page	3841/327
Instrument	19834

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3648 FRED BEARD RD, MAIDEN, NC 28650-8446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035690171
Date	Apr 30, 2020
Book Page	3569/171
Instrument	8036

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,300 (-) Land $17,600 Building $311,700
2025	$1,312.00 (-18.15%)	$329,300 (-) Land $17,600 Building $311,700
2024	$1,603.00 (+3.49%)
2023	$1,549.00	$329,300 Land $17,600 Building $311,700	$329,300 Land $17,600 Building $311,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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