Rains County property record for 3648 FM 515, Emory, TX 75440
| Property Type | Mobile Home |
|---|---|
| Details | 1,456 sqft · built 2020 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,224 (Apr 2025) |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4800-0000-0010-43 |
| Primary APN | 4800-0000-0010-43 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Account Number | 48000000001043 |
|---|---|
| Street Address | 3648 FM 515 |
| City | EMORY |
| State | TX |
| Zip | 75440-4725 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A0119 HOTCHKISS SURVEYY .75 ACRES LOT #1 CEDAR OAKS ESTATES |
| Legal Subdivision | CEDAR OAKS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | RAINS TX |
| Township / Civil Division | EMORY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950102 |
3648 FM 515, a mobile home, is owned and occupied by two individuals who bought it in April 2025.
Source: Rains County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3648 FM 515, EMORY, TX 75440-4725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Deed Document Number | 2025985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Property Address | 3648 FM 515, EMORY, TX 75440-4725 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1945 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 2020/1945 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 3648 FM 515 was $786.
Source: Rains County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rains County |
| Unified School District | Rains Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,690 (+4.64%) Land $18,900 Building $130,790 | $149,690 (+4.64%) Land $18,900 Building $130,790 | |
| 2025 | $786.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $143,053 Land $18,900 Building $124,153 | $143,053 Land $18,900 Building $124,153 |
| 2023 | $143,400 Land $18,000 Building $125,400 | $143,400 Land $18,000 Building $125,400 | |
| 2022 | $1,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3648 FM 515 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3648 FM 515 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIGHT STAR-SALEM SUD serves 7,308 people · EPA ID TX2500015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fixed Wireless | 500 / 60 |
| Point Broadband Fixed Wireless | 40 / 40 |
May also be available: Frontier, Nextlink, Spectrum.
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