3648 Bacon Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3648 Bacon Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 977 sqft · built 1937
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Nov 2023)
Tax Bill$4,881 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN04-25-07-382-005

Property Details

APN / Parcel Number

Primary APN04-25-07-382-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area977 sqft Living Area
1st Floor Area804 sqft
Basement Area804 sqft
Unfinished Basement804 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area334 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area66 sqft
Deck Area199 sqft
Patio Area199 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3648 BACON AVE
CityBERKLEY
StateMI
Zip48072-1175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB N 40 FT OF LOT 439
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number439
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1020
Census Tract170100

Owner

3648 Bacon Ave is owned and occupied by an individual who bought it in November 2023.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3648 BACON AVE, BERKLEY, MI 48072-1175
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Dec 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
KAYE FINANCIAL CORP
Nov 8, 2023Warranty Deed, Transfer
HUNTER FINANCIAL LLC
May 11, 2023Deed in Lieu of Foreclosure, Foreclosure
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Jun 15, 2021Warranty Deed, Transfer
May 23, 2022Intrafamily Transfer, Transfer
PARAMOUNT TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2023 · Amount on File
Deed SaleNov 8, 2023 · Amount on File
Prior SaleMay 11, 2023 · Amount on File
Deed Document Number2023122448
Deed Book / Page58994 / 611
Prior Transfer DateJun 10, 2021
Prior Transfer Doc0000385427
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Mortgage

Document Number0000136280
DateOct 24, 2025
Book Page60655/113
Instrument136280
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2045

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Mortgage

Document Number0000131482
DateDec 5, 2023
Book Page59042/485
Instrument131482
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 8, 2023
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Document Number0000122448
Book / Page58994 / 611
Map ReferenceLB 21 PG 27
Instrument DateOct 25, 2023
Instrument122448
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5519 GLENWOOD HILLS PKWY SE, GRAND RAPIDS, MI 49512-2077

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Mortgage

Document Number0000119022
DateOct 31, 2023
Book Page58975/826
Instrument119022
Lender
NameHUNTER FINANCIAL LLC
AddressTROY, MI 48083
Agreement
AmountAmount on Record

May 2023: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionOAKLAND MI
Recording DateMay 11, 2023
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Document Number0000052089
Book / Page58598 / 828
Map ReferenceLB 21 PG 27
Instrument DateApr 1, 2023
Instrument52089
Transaction TypeForeclosure
Record UpdatedMay 24, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15302 NORTHGATE BLVD, OAK PARK, MI 48237-1237

Mortgage

Document Number0000156798
DateJun 18, 2021
Book Page56423/443
Instrument156798
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 15, 2021
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Document Number0000151665
Book / Page56391 / 419
Map ReferenceLB 21 PG 27
Instrument DateJun 10, 2021
Instrument151665
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount on Record
Tax$2,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Transferred To (Grantee/Buyer)

NameVerified Name
Address15302 NORTHGATE BLVD APT 204, 204, OAK PARK, MI 48237-1237

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMay 23, 2022
Property Address3648 BACON AVE, BERKLEY, MI 48072-1175
Document Number0000385427
Book / Page57788 / 511
Map ReferenceLB 21 PG 27
Instrument DateJun 10, 2021
Instrument385427
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyPARAMOUNT TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Transferred To (Grantee/Buyer)

NameVerified Name
Address3648 BACON AVE, BERKLEY, MI 48072-1175

Tax Assessment & Valuation

The 2025 property tax bill for 3648 Bacon Ave was $4,881 with a homeowner's exemption, down 3.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,881.00 (-3.27%) Homeowner's exemption$126,490$252,980
2024$5,046.00
2023$114,500$229,000
2021$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3648 Bacon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3648 Bacon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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