Kane County property record for 3646 Tournament Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Jul 2021) |
| Tax Bill | $15,017 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-152-009 |
| Primary APN | 05-36-152-009 |
|---|
| Street Address | 3646 TOURNAMENT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 4B - LT 628 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 4B |
| Legal Block | 1 |
| Legal Lot Number | 628 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 850709 |
3646 Tournament Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Kane County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3646 TOURNAMENT DR, ELGIN, IL 60124-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Deed Document Number | 202157447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 27, 2021 |
| Property Address | 3646 TOURNAMENT DR, ELGIN, IL 60124-3134 |
| Document Number | 0000057447 |
| Map Reference | DOC 2018K044391 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021K057447 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3646 TOURNAMENT DR, ELGIN, IL 60124-3134 |
| Document Number | 0000057448 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021K057448 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 3646 Tournament Dr was $15,017 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,017.00 Homeowner's exemption | $202,075 (+7.79%) Land $35,749 Building $166,326 | $606,468 (+7.79%) Land $107,290 Building $499,178 |
| 2024 | $187,471 Land $33,165 Building $154,306 | $562,638 Land $99,535 Building $463,103 | |
| 2022 | $12,746.00 (+7,916.35%) Homeowner's exemption | $149,459 (+8,504.43%) Land $32,035 Building $117,424 | $448,377 (+8,504.43%) Land $96,105 Building $352,272 |
| 2021 | $159.00 | $1,737 Land $1,737 | $5,211 Land $5,211 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3646 Tournament Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3646 Tournament Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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