3646 Saginaw Ave, Clovis, CA 93619 Property Records

Fresno County property record for 3646 Saginaw Ave, Clovis, CA 93619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,870 sqft · built 2018
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,500 (Feb 2018)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310-928-07`

Property Details

APN / Parcel Number

Primary APN	`310-928-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	96 ft deep x 55 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3646 SAGINAW AVE
City	CLOVIS
State	CA
Zip	93619-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 148 OF TRACT NO 6114 BK 86 PGS 1-4
Legal Tract	6114
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1011
Census Tract	5911

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3646 SAGINAW AVE, CLOVIS, CA 93619-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	201817650
Record Updated	Sep 20, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Feb 12, 2018
Property Address	3646 SAGINAW AVE, CLOVIS, CA 93619-8759
Document Number	0000017650
Instrument Date	Jan 9, 2018
Instrument	17650
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3646 SAGINAW AVE CLOVIS CA 936198759, CLOVIS, CA 93619-8759

Mortgage

Document Number	17651
Date	Feb 12, 2018
Instrument	17651

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Clovis City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,656 (+2%) Land $92,843 Building $279,813
2025	$4,971.00 (+3.91%)	$365,350 (+4.04%) Land $91,023 Building $274,327
2023	$4,784.00 (+1.38%)	$351,166 Land $87,490 Building $263,676
2022	$4,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVIS serves 133,118 people · EPA ID CA1010003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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