3646 Rustic Pl, Saint Paul, MN 55126 Property Records

Ramsey County property record for 3646 Rustic Pl, Saint Paul, MN 55126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,252 sqft · built 1940
Lot Size	0.647 acres (28,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,750 (Nov 2023)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2023 Assignment + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-23-44-0007`

Property Details

APN / Parcel Number

Primary APN	`25-30-23-44-0007`
Alternative APNs	`8170334` `197562`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	28,200 sqft (0.647 acres)
Lot Dimensions	282 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	197562
Street Address	3646 RUSTIC PL
City	SAINT PAUL
State	MN
Zip	55126-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROWE AND KNUDSONS WOODED,HOME LOT 8 BLK 1
Legal Range	23
Legal Township	30
Legal Section	25
Legal Subdivision	ROWE AND KNUDSONS WOODED,HOME
Legal Block	1
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	5
Census Block	5005
Census Tract	40704

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3646 RUSTIC PL, SAINT PAUL, MN 55126-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 28, 2023	Assignment of Deed, Transfer
Nov 28, 2023	Contract Sale, Transfer · Land Contract DELMON INVESTMENTS LLC
Nov 28, 2023	Deed, Transfer · Commercial Mortgage FLAGSHIP BANK MINNESOTA
Jun 21, 2021	Intrafamily Transfer, Transfer
Jul 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Deed Document Number	20232765269
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0002703479
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02695325
Date	Apr 1, 2021
Instrument	T02695325

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

November 2023: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 28, 2023
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Document Number	0T02765270
Instrument Date	Nov 6, 2023
Instrument	T02765270
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COUNTY ROAD D E, SAINT PAUL, MN 55117-1218

November 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	RAMSEY MN
Recording Date	Nov 28, 2023
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Document Number	0T02765269
Instrument Date	Nov 6, 2023
Instrument	T02765269
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001

Mortgage

Date	Nov 28, 2023

Lender

Name	DELMON INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Land Contract
Amount	Amount Recorded

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 28, 2023
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Document Number	0T02765267
Instrument Date	Nov 2, 2023
Instrument	T02765267
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.58
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COUNTY ROAD D E, SAINT PAUL, MN 55117-1218

Mortgage

Document Number	0T02765268
Date	Nov 28, 2023
Instrument	T02765268

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2028

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Jun 21, 2021
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Document Number	0T02703479
Instrument Date	Jun 15, 2021
Instrument	T02703479
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3646 RUSTIC PL, SHOREVIEW, MN 55126-7001
Document Number	0004766585
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3646 RUSTIC PL SHOREVIEW MN 551267001, SHOREVIEW, MN 55126-7001

Mortgage

Document Number	0004766585
Date	Aug 1, 2019
Instrument	4766585

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,100 (-1.78%) Land $126,400 Building $286,700	$413,100 (-1.78%) Land $126,400 Building $286,700
2025	$5,942.00 (+14.45%) Homeowner's exemption	$420,600 (-2.19%) Land $126,400 Building $294,200	$420,600 (-2.19%) Land $126,400 Building $294,200
2023	$5,192.00 Homeowner's exemption	$430,000 Land $126,400 Building $303,600	$430,000 Land $126,400 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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