3646 Ocean Shore Blvd, Ormond Beach, FL 32176 Property Records

Volusia County property record for 3646 Ocean Shore Blvd, Ormond Beach, FL 32176

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.318 acres (13,855 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2019)
Tax Bill	$7,284 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone VE (high risk)
APN	`3209-03-00-0030`

Property Details

APN / Parcel Number

Primary APN	`3209-03-00-0030`
Alternative APN	`8007149`

Exterior

Lot Area	13,855 sqft (0.318 acres)
Lot Width	170 ft Width

Location & Zoning

Street Address	3646 OCEAN SHORE BLVD
City	ORMOND BEACH
State	FL
Zip	32176-2177
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	9 & 16-13-32 LOT 3 OCEAN SUNRISE MB 60 PGS 141-142 PER OR 7749 PG 3877
Legal Lot Number	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	1
Census Block	1001
Census Tract	80201

Owner

Source: Volusia County records · APN 3209-03-00-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	178 BLACK HILL RD, PLAINFIELD, CT 06374-1409
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2019-185994
Deed Book / Page	7749 / 3877
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3646 OCEAN SHORE BLVD, ORMOND BEACH, FL 32176-2177
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BLACK HILL RD, PLAINFIELD, CT 06374-1409

Mortgage

Document Number	0081772693
Date	Dec 27, 2021
Book Page	8177/2693
Instrument	2021307332

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,284.00 (+20.48%)	$380,379 (-) Land $380,379	$380,379 (-) Land $380,379
2024	$6,046.00 (+9.81%)	$380,379 (+14.83%) Land $380,379	$380,379 (+14.83%) Land $380,379
2023	$5,506.00 (+10.16%)	$331,264 (+18.46%) Land $331,264	$331,264 (+18.46%) Land $331,264
2022	$4,998.00	$279,650 Land $279,650	$279,650 Land $279,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 102 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	211 units insured incl. 109 condo units
Nearby Flood Claims	81 (1990–2024)
Claims Outside the SFHA	35 of 81
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 30 claims Hurricane Ian, Nov 2022 · 5 claims Hurricane Irma, Sep 2017 · 16 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P07 “Ormond-by-the-Sea”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Based on FCC filings for 163 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORMOND BEACH serves 59,744 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.