3646 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3646 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,439 sqft · built 1977
Lot Size	0.835 acres (36,373 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2018)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Oct 2018 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-330-015`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-330-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,439 sqft Living Area
1st Floor Area	1,439 sqft
Basement Area	1,439 sqft
Unfinished Basement	1,439 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	36,373 sqft (0.835 acres)
Lot Dimensions	203 ft deep x 97 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3646 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 181
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	181
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-330-015

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3646 LOCH DR, HIGHLAND, MI 48357-2600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC
Oct 17, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	2018170901
Deed Book / Page	52280 / 628
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0000321278
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2018
Property Address	3646 LOCH DR, HIGHLAND, MI 48357-2600
Document Number	0000170901
Book / Page	052280 / 000628
Instrument Date	Oct 03, 2018
Instrument	170901
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41234 CROSSBOW CIR #226 CANTON MI 481883142, 226, CANTON, MI 48188-3142

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2018
Property Address	3646 LOCH DR, HIGHLAND, MI 48357-2600
Document Number	0000170900
Book / Page	052280 / 000626
Instrument Date	Oct 03, 2018
Instrument	170900
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41234 CROSSBOW CIR #226 CANTON MI 481883142, 226, CANTON, MI 48188-3142

Mortgage

Document Number	164682
Date	Oct 17, 2018
Book Page	052247/000559
Instrument	164682

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (-37.63%) Homeowner's exemption	$212,140 (+19.48%)	$424,280 (+19.48%)
2024	$5,814.00 (+21.2%)
2023		$177,560	$355,120
2021	$4,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Loch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures