3646 Hidden Ridge Rd, Jamul, CA 91935 Property Records

San Diego County property record for 3646 Hidden Ridge Rd, Jamul, CA 91935

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,445 sqft · built 1991
Lot Size1.95 acres (84,942 sqft)
OwnerIndividual Name on Record
Last Sale$1,280,000 (Jun 2025)
Tax Bill$11,979 (2025)
Deeds & MortgagesApr 2022 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone D (undetermined)
APN519-312-34-00

Property Details

APN / Parcel Number

Primary APN519-312-34-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,445 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area84,942 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3646 HIDDEN RIDGE RD
CityJAMUL
StateCA
Zip91935-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA72
Legal DescriptionLOT 34 TR 011887
Legal SubdivisionSAN DIEGO 4187
Legal Tract011887
Legal Block1
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group1
Census Block1025
Census Tract21305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 17, 2019Grant Deed, Transfer
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Document Number2025173867
Prior Transfer DateApr 28, 2006
Prior Transfer Doc0000308023
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114

Mortgage

Document Number0000142635
DateApr 1, 2022
Instrument2022-0142635
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114

Mortgage

Document Number0000405373
DateMay 28, 2021
Instrument2021-0405373
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 17, 2019
Property Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114
Document Number0000187211
Map ReferenceMAP 11887
Instrument DateApr 17, 2019
Instrument2019-0187211
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3646 HIDDEN RIDGE RD, JAMUL, CA 91935-2114

Mortgage

Document Number0000187213
DateMay 17, 2019
Instrument2019-0187213
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Mortgage

Document Number0000187212
DateMay 17, 2019
Instrument2019-0187212
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictJamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,305,600 (+30.77%) Land $714,000 Building $591,600
2025$11,979.00 (+3.99%) Homeowner's exemption$998,383 (+4.04%) Land $302,940 Building $695,443
2023$11,519.00 (+2.47%) Homeowner's exemption$959,616 Land $291,177 Building $668,439
2022$11,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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