Merced County property record for 3646 Harbor Dr, Merced, CA 95340 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,779 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2015) |
| Tax Bill | $5,888.00 (2024) |
| Primary APN | 060-600-022-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 873 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 873 sqft Garage |
| Patio Area | 96 sqft Patio |
| Porch | Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 060-600-022 |
|---|---|
| Street Address | 3646 HARBOR DR |
| City | MERCED |
| State | CA |
| Zip | 95340-9354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD EST #1 LOT 6 |
| Legal Subdivision | LAKEWOOD ESTATE |
| Legal Lot Number | 6 |
| Jurisdiction | MERCED CA |
| Minor Civil Division | MERCED |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 1801 |
Source: Merced County records · APN 060-600-022-000
Assessment roll updated July 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3646 HARBOR DR, MERCED, CA 95340-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MERCED SCHOOL EMPLOYEES FCU |
| Jun 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2015 · Amount on Record |
| Deed Sale | Dec 01, 2015 · Amount on Record |
| Prior Sale | Apr 06, 2000 · Amount on Record |
| Deed Doc Number | 201541344 |
| Prior Transfer Date | Aug 08, 2001 |
| Prior Transfer Doc | 0000042064 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3646 HARBOR DR, MERCED, CA 95340-9354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3646 HARBOR DR, MERCED, CA 95340-9354 |
| Document Number | 0000010875 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023010875 |
| Name | MERCED SCHOOL EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | MERCED, CA 95348 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3646 HARBOR DR, MERCED, CA 95340-9354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3646 HARBOR DR, MERCED, CA 95340-9354 |
| Document Number | 0000025094 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 2021025094 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2041 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,224.00 (+5.71%) | $554,108 (+14.59%) Land $177,566 Building $376,542 |
| 2024 | $5,888.00 (+11.49%) | |
| 2023 | $5,281.00 (+1.3%) | $483,573 Land $170,672 Building $312,901 |
| 2022 | $5,213.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 57th percentile nationally · 33rd in California |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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