3646 Eugene Pl, San Diego, CA 92116 Property Records

San Diego County property record for 3646 Eugene Pl, San Diego, CA 92116

Property Summary

Property Type	Residential Vacant Land
Details	7 bd · 5 ba · 3,034 sqft · built 2024
Lot Size	0.376 acres (16,393 sqft)
Owner	2 Trust Names on File
Last Sale	$600,000 (Jun 2023)
Tax Bill	$15,967 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`440-270-10-00`

Property Details

APN / Parcel Number

Primary APN	`440-270-10-00`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Building Area	3,034 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	16,393 sqft (0.376 acres)

Location & Zoning

Street Address	3646 EUGENE PL
City	SAN DIEGO
State	CA
Zip	92116-1931
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-1-1
Legal Description	VL 135 SELY 50 FT OF TR 000985
Legal Subdivision	NORMAL HEIGHTS
Legal Tract	000985
Legal Block	2
Legal Lot Number	135
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	1900

Owner

3646 Eugene Pl, residential vacant land, is owner-occupied and held in a trust since September 2023.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 20, 2023	Intrafamily Transfer, Transfer · Construction Mortgage US BANK NA
Jun 27, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jan 12, 2023	Deed, Transfer
Jan 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Dec 15, 1999 · Amount on File
Deed Document Number	2023167988
Last Transfer Date	Sep 8, 2023
Transfer Doc	0000254831
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Document Number	0000240989
Instrument Date	Aug 14, 2026
Instrument	2026240989
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931

Mortgage

Document Number	0000064403
Date	Mar 9, 2026
Instrument	2026-0064403

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2023
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Document Number	0000254831
Map Reference	MAP 985
Instrument Date	Sep 8, 2023
Instrument	2023-0254831
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO SAN DIEGO BRANC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4029 MISSISSIPPI ST, SAN DIEGO, CA 92104-2410

Mortgage

Document Number	0000254832
Date	Sep 20, 2023
Instrument	2023-0254832

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2023
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Document Number	0000167988
Map Reference	MAP 985
Instrument Date	May 31, 2023
Instrument	2023-0167988
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4029 MISSISSIPPI ST, SAN DIEGO, CA 92104-2410

Mortgage

Document Number	0000167990
Date	Jun 27, 2023
Instrument	2023-0167990

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	14.7%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2023
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Document Number	0000009991
Map Reference	MAP 985
Instrument Date	Dec 21, 2022
Instrument	2023-0009991
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4665 SPRING ST, LA MESA, CA 91941-5206

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	3646 EUGENE PL, SAN DIEGO, CA 92116-1931
Document Number	0000030276
Map Reference	MAP 985
Instrument Date	Jan 13, 2022
Instrument	2022-0030276
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16600, SAN DIEGO, CA 92176-6600

Tax Assessment & Valuation

The 2025 property tax bill for 3646 Eugene Pl was $15,967 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,704 (+2%) Land $636,724 Building $661,980
2025	$15,967.00	$1,273,240 Land $624,240 Building $649,000
2023	$6,837.00 (+2,233.45%)	$555,900 (+2,431.77%) Land $555,900
2022	$293.00	$21,957 Land $21,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3646 Eugene Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3646 Eugene Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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