3646 Baker Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3646 Baker Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,180 sqft · built 1968
Lot Size	1.08 acres (47,480 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Oct 2017)
Tax Bill	$16,946 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`244-130-016-3`

Property Details

APN / Parcel Number

Primary APN	`244-130-016-3`
Alternative APN	`244-130-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,180 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	47,480 sqft
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3646 BAKER LN
City	LAFAYETTE
State	CA
Zip	94549-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RECORD OF SURVEY 49 LSM 13 PCL A
Legal Subdivision	MAP OF RECORD OF SURVEY
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 27, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2017203228
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003

Mortgage

Document Number	0000008095
Date	Jan 25, 2024
Instrument	2024-008095

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234117
Date	Dec 13, 2017
Instrument	2017-234117

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003

Mortgage

Document Number	0000202899
Date	Jul 19, 2021
Instrument	2021-202899

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 27, 2020
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Document Number	0000099744
Instrument Date	May 4, 2020
Instrument	99744
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	571 HARTZ AVE DANVILLE CA 945263807, DANVILLE, CA 94526-3807

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 27, 2017
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Document Number	0000203228
Instrument Date	Oct 24, 2017
Instrument	203228
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3646 BAKER LN LAFAYETTE CA 945493003, LAFAYETTE, CA 94549-3003

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2017
Property Address	3646 BAKER LN, LAFAYETTE, CA 94549-3003
Document Number	0000143306
Instrument Date	Aug 1, 2017
Instrument	143306
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	110 LA BOLSA RD WALNUT CREEK CA 945984817, WALNUT CREEK, CA 94598-4817

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,388,788 (+2%) Land $1,160,583 Building $228,205
2025	$16,946.00 (+3.53%)	$1,361,558 (+4.04%) Land $1,137,827 Building $223,731
2023	$16,368.00 (+1.9%)	$1,308,690 Land $1,093,645 Building $215,045
2022	$16,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

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