3645 Winter Dr, Billings, MT 59101 Property Records

Yellowstone County property record for 3645 Winter Dr, Billings, MT 59101

Property Summary

Property TypeResidential Vacant Land
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$609 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2022 Line of Credit
+ 2 more
Flood ZoneZone D (undetermined)
APN000C150970

Property Details

APN / Parcel Number

Primary APN000C150970
Alternative APNs
  • 03-1034-29-1-03-19-0000
  • R0353895
  • C15097

Exterior

Lot Area20,909 sqft (0.48 acres)
View / LotRural

Location & Zoning

Street Address3645 WINTER DR
CityBILLINGS
StateMT
Zip59101-7293
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionEMERALD EAGLE ESTATES SUB, S29, T01 N, R27 E, BLOCK 3, LOT 10, 200928 SQUARE FEET, (06)
Legal Range27E
Legal Township01N
Legal Section29
Legal SubdivisionEMERALD EAGLE ESTATES SUB
Legal Block3
Legal Lot Number10
JurisdictionYELLOWSTONE MT
Township / Civil DivisionSOUTH YELLOWSTONE
Census Block Group1
Census Block1023
Census Tract940002

Owner

3645 Winter Dr, residential vacant land, is owned by two individuals who acquired it in November 2024.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address545 SUNLIGHT CIR, BILLINGS, MT 59101-7060
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
BRAVERA BANK
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
BRAVERA BANK
Nov 20, 2023Warranty Deed, Transfer
FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Aug 24, 2022Warranty Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024
Deed SaleNov 15, 2024
Prior SaleNov 20, 2023
Deed Document Number20244090255
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3645 WINTER DR, BILLINGS, MT 59101-7293
Transaction TypeMortgage
Record UpdatedDec 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 SHILOH RD C, C, BILLINGS, MT 59106-1726
InvestorPossibly a Property Investor

Mortgage

Document Number0004028823
DateSep 2, 2022
Instrument4028823
Lender
NameBRAVERA BANK
TypeBank
AddressBILLINGS, MT 59106
Agreement
TypeLine of Credit
AmountAmount on Record

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address3645 WINTER DR, BILLINGS, MT 59101-7293
Transaction TypeMortgage
Record UpdatedDec 11, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 SHILOH RD C, C, BILLINGS, MT 59106-1726
InvestorPossibly a Property Investor

Mortgage

Document Number0004028824
DateSep 2, 2022
Instrument4028824
Lender
NameBRAVERA BANK
TypeBank
AddressBILLINGS, MT 59101
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateNov 20, 2023
Property Address3645 WINTER DR, BILLINGS, MT 59101-7293
Document Number0004062900
Map ReferenceDOC 3333174
Instrument DateNov 20, 2023
Instrument4062900
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4663 CAVE RD, BILLINGS, MT 59101-7107

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateAug 24, 2022
Property Address3645 WINTER DR, BILLINGS, MT 59101-7293
Document Number0004027556
Map ReferenceDOC 3333174
Instrument DateAug 24, 2022
Instrument4027556
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 SHILOH RD, BILLINGS, MT 59106-1726
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3645 Winter Dr was $609, down 30.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Unified School DistrictLockwood K-12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,606 (-) Land $78,606$78,606 (-) Land $78,606
2025$609.00 (-30.87%)$78,606 Land $78,606$78,606 Land $78,606
2024$881.00 (+55.11%)
2023$568.00$75,122$75,122 Land $75,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 Winter Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 Winter Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 46% of Montana
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKWOOD WATER AND SEWER DISTRICT
serves 5,900 people · EPA ID MT0000156
Water SourceSurface water
Last State InspectionDec 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Wisp West
Fixed Wireless
200 / 100
AT&T
Fixed Wireless
100 / 20

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