3645 Western Ave, Alton, IL 62002 Property Records

Madison County property record for 3645 Western Ave, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Apr 2020)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Sale & Mortgage
APN	`23-2-08-17-06-103-008`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-06-103-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3645 WESTERN AVE
City	ALTON
State	IL
Zip	62002-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON HILL TERRACE LOT 2 50X140
Legal Subdivision	MILTON HILL TERRACE
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	2
Census Block	2003
Census Tract	401400

Owner

3645 Western Ave is owned and occupied by an individual who bought it in April 2020.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3645 WESTERN AVE, ALTON, IL 62002-3157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Apr 16, 2020	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	May 26, 2005 · Amount on File
Deed Document Number	202012184
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3645 WESTERN AVE, ALTON, IL 62002-3157
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016941
Date	Apr 19, 2021
Instrument	2021R16941

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 16, 2020
Property Address	3645 WESTERN AVE, ALTON, IL 62002-3157
Document Number	0000012184
Instrument Date	Apr 13, 2020
Instrument	12184
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 WESTERN AVE ALTON IL 620023157, ALTON, IL 62002-3157

Mortgage

Document Number	12185
Date	Apr 16, 2020
Instrument	12185

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	18437,
Date	Apr 16, 2020
Instrument	18437

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	130 HILLSBORO AVE, EDWARDSVILLE, IL 62025-1636

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3645 Western Ave was $2,691 with a homeowner's exemption, up 11% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (+10.97%)	$39,620 Land $2,610 Building $37,010	$118,860 Land $7,830 Building $111,030
2024	$2,425.00
2022	$2,041.00	$29,270 Land $1,930 Building $27,340	$87,898 Land $5,796 Building $82,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3645 Western Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3645 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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