Louisville/Jefferson County Metro Government property record for 3645 Warner Ave, Saint Matthews, KY 40207
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,381 sqft · built 1947 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Jul 2021) |
| Tax Bill | $4,738 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22042500120000 |
| Primary APN | 22042500120000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,381 sqft Finished Area |
| Basement Area | 839 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,495 sqft (0.149 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00070027 |
|---|---|
| Street Address | 3645 WARNER AVE |
| City | SAINT MATTHEWS |
| State | KY |
| Zip | 40207-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | PT LOT 103 ALHAMBRA HEIGHTS PB. 6 PG. 12, .1491 AC+/- |
| Legal Subdivision | ALHAMBRA HEIGHTS |
| Legal Lot Number | 103 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | LOUISVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10500 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3645 WARNER AVE, LOUISVILLE, KY 40207-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BK |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Oct 5, 2018 | Grant Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Aug 4, 2020 · Amount on Record |
| Deed Document Number | 0012079495 |
| Deed Book / Page | 12079 / 495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 3645 WARNER AVE, SAINT MATTHEWS, KY 40207-3729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000059260 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 17227/111 |
| Instrument | 2021059260 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 16, 2021 |
| Property Address | 3645 WARNER AVE, SAINT MATTHEWS, KY 40207-3729 |
| Document Number | 0000177479 |
| Book / Page | 12079 / 495 |
| Map Reference | MB 06 PG 12 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021177479 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3645 WARNER AVE, LOUISVILLE, KY 40207-3729 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3645 WARNER AVE, LOUISVILLE, KY 40207-3729 |
| Document Number | 0000177480 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021177480 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 4, 2020 |
| Property Address | 3645 WARNER AVE, SAINT MATTHEWS, KY 40207-3729 |
| Document Number | 0117520325 |
| Book / Page | 011752 / 000325 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 152555 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | FREIBERT MATTINGLY TITLE GROUP, FREIBERT MATTINGLY TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3645 WARNER AVE LOUISVILLE KY 402073729, LOUISVILLE, KY 40207-3729 |
| Document Number | 167090669 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 016709/000669 |
| Instrument | 152556 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 3645 WARNER AVE, SAINT MATTHEWS, KY 40207-3729 |
| Document Number | 0162850140 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | PROMINENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3645 WARNER AVE LOUISVILLE KY 402073729, LOUISVILLE, KY 40207-3729 |
| Document Number | 0162850140 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 016285/000140 |
| Instrument | 287553 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 5, 2018 |
| Property Address | 3645 WARNER AVE, SAINT MATTHEWS, KY 40207-3729 |
| Document Number | 0112620987 |
| Book / Page | 011262 / 000987 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 237536 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3645 WARNER AVE LOUISVILLE KY 402073729, LOUISVILLE, KY 40207-3729 |
| Document Number | 157170229 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 015717/000229 |
| Instrument | 237537 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | DAYTON, OH 45429 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2048 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | St. Matthews City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,738.00 (-1.72%) | $420,810 (+0.19%) Land $70,500 Building $350,310 | |
| 2024 | $420,810 (+0.19%) Land $70,500 Building $350,310 | ||
| 2023 | $4,821.00 (-0.35%) | $420,000 (-) Land $56,000 Building $364,000 | $420,000 (-) Land $56,000 Building $364,000 |
| 2022 | $4,838.00 | $420,000 Land $56,000 Building $364,000 | $420,000 Land $56,000 Building $364,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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