3645 Summertree Dr, Florence, SC 29506 Property Records

Florence County property record for 3645 Summertree Dr, Florence, SC 29506

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$117,900 (Nov 2024)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Nov 2024 Sale & Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00243-01-192`

Property Details

APN / Parcel Number

Primary APN	`00243-01-192`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3645 SUMMERTREE DR
City	FLORENCE
State	SC
Zip	29506-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERTREE PH I LT 3
Legal Subdivision	SUMMERTREE SUBDIVISION
Legal Lot Number	3
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1027
Census Tract	502

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2024	Deed, Transfer · Line of Credit NEW AMERICAN FUNDING
Aug 5, 2021	Deed, Transfer · FHA Mortgage MAGNOLIA BANK
Jun 23, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202414996
Deed Book / Page	1130 / 467
Record Updated	Sep 20, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 19, 2024
Property Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358
Document Number	DMA11300467
Book / Page	DMA1130 / 467
Map Reference	MB 74 PG 428
Instrument Date	Nov 18, 2024
Instrument	2024014996
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358

Mortgage

Document Number	DMA1130472
Date	Nov 19, 2024
Instrument	DMA1130/472

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Aug 5, 2021
Property Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358
Document Number	0009400142
Book / Page	940 / 142
Map Reference	MB 74 PG 428
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358

Mortgage

Document Number	0000940146
Date	Aug 5, 2021
Instrument	940/146

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 23, 2020
Property Address	3645 SUMMERTREE DR, FLORENCE, SC 29506-4358
Document Number	0000008074
Book / Page	000859 / 000918
Instrument Date	Jun 22, 2020
Instrument	8074
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 3925 FLORENCE SC 295023925, FLORENCE, SC 29502-3925

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+230.96%)	$2,862 (-99.38%) Land $462 Building $2,400	$11,550 (-99%) Land $11,550
2023	$449.00 (+39.44%) Homeowner's exemption	$462,000 (+99,9%) Land $462,000	$1,155,000 (+9,9%) Land $1,155,000
2022	$322.00 Homeowner's exemption	$462 Land $462	$11,550 Land $11,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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