3645 Sublett Loop, Tavares, FL 32778 Property Records

Lake County property record for 3645 Sublett Loop, Tavares, FL 32778 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Residential
Occupancy	Owner Occupied
Last Sale	$444,000 (2025)
Tax Bill	$1,367.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-20-25-0010-000-01200`
Alternative APN	`3944430`

Location & Zoning

Account Number	3944430
Street Address	3645 SUBLETT LOOP
City	TAVARES
State	FL
Zip	32778-4245
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	SEASONS AT LAKESIDE FOREST PB 80 PG 22-27 LOT 12 ORB 6578 PG 819
Legal Subdivision	LAKES
Legal Lot Number	12
Jurisdiction	LAKE FL
Minor Civil Division	TAVARES
Census Blockgroup	2
Census Block	2004
Census Tract	30805

Owner

Source: Lake County records · APN 12-20-25-0010-000-01200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3645 SUBLETT LOOP, TAVARES, FL 32778-4245
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Deed Doc Number	2025099293
Deed Book / Page	6578 / 819
Record Refreshed	Jun 08, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 12, 2025
Property Address	3645 SUBLETT LOOP, TAVARES, FL 32778-4245
Document Number	0065780819
Book / Page	6578 / 819
Map Reference	MB 80 PG 22-27
Instrument Date	Aug 08, 2025
Instrument	2025099293
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,108.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 SUBLETT LOOP, TAVARES, FL 32778-4245

Mortgage

Document Number	0006578824
Date	Aug 12, 2025
Instrument	6578/824

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,000 Land $70,000	$70,000 Land $70,000
2024	$1,367.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.