Charles County property record for 3645 Stump Neck Rd, Indian Head, MD 20640 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,340 sqft · built 1955 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,133 (2023) |
| Deeds & Mortgages | Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-009898 |
| Primary APN | 10-009898 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 125 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 009898 |
|---|---|
| Street Address | 3645 STUMP NECK RD |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .44 AC STUMP NECK RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 10, MARBURY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 850201 |
Source: Charles County records · APN 10-009898
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3645 STUMP NECK RD, INDIAN HEAD, MD 20640-3674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2019 |
| Transfer Doc | 0105160360 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 22, 2019 |
| Property Address | 3645 STUMP NECK RD, INDIAN HEAD, MD 20640-3674 |
| Document Number | 0105160360 |
| Book / Page | 010516 / 000360 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | FOOTE TITLE INSURANCE AGENCY INC, FOOTE TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 645 STUMP NECK RD INDIAN HEAD MD 20640, INDIAN HEAD, MD 20640 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $192,500 (+30.57%) Land $80,100 Building $112,400 | $192,500 (-) Land $80,100 Building $112,400 |
| 2023 | $2,133.00 Homeowner's exemption | $147,433 | $192,500 Land $80,100 Building $112,400 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178502011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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