Union County property record for 3645 Secrest Lndg, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,665 sqft · built 2025 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $306,000 (Nov 2025) |
| Tax Bill | $15 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-027-644 |
| Primary APN | 07-027-644 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 699 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3645 SECREST LNDG |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #11 SECREST LANDING MAP 1 OPCQ771-773 |
| Legal Subdivision | SECREST LANDING |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20321 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3645 SECREST LNDG, MONROE, NC 28110-7180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on Record |
| Deed Sale | Nov 5, 2025 · Amount on Record |
| Deed Document Number | 202529170 |
| Deed Book / Page | 9238 / 643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 5, 2025 |
| Property Address | 3645 SECREST LNDG, MONROE, NC 28110-7180 |
| Document Number | 0009238643 |
| Book / Page | 9238 / 643 |
| Map Reference | CAB Q FILE 771-773 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 29170 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 535077 CENTER DRIVER #100100, 100100, CHARLOTTE, NC 28217 |
| Name | Verified Name |
|---|---|
| Address | 3645 SECREST LNDG, MONROE, NC 28110-7180 |
| Document Number | 0000029171 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 29171 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,100 (+19,238.89%) Land $66,100 Building $282,000 | $348,100 (+426.63%) Land $66,100 Building $282,000 | |
| 2025 | $15.00 (+15%) Additional exemption filed | $1,800 (-95.89%) Land $1,800 | $66,100 (+50.91%) Land $66,100 |
| 2024 | $6.00 Additional exemption filed | $43,800 Land $43,800 | |
| 2021 | $43,800 Land $43,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ripple Fiber.
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