3645 S State Rte 51, Elmore, OH 43416 Property Records

Sandusky County property record for 3645 S State Rte 51, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,420 sqft · built 1953
Lot Size	1.15 acres (50,355 sqft)
Owner	Individual Name on File
Last Sale	$20,600 (Aug 2011)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Aug 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-30-00-0010-01`

Property Details

APN / Parcel Number

Primary APN	`21-30-00-0010-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,920 sqft
Attic	Attic
Attic Area	460 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Brick
Roof Material	Shingle
Lot Area	50,355 sqft (1.15 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	254 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3645 S STATE ROUTE 51
City	ELMORE
State	OH
Zip	43416-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 6 30 SPT W1/2 SW1/4 1.156 ACRES
Legal Block	1
Legal Lot Number	10
Jurisdiction	SANDUSKY OH
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4031
Census Tract	961000

Owner

3645 S State Rte 51 is owned by an individual who bought it in August 2011.

Source: Sandusky County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	135 COUNTY ROAD 50, HELENA, OH 43435-9744
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Aug 15, 2005	Deed of Trust, Mortgage BENEFICIAL OHIO INC
May 16, 2011	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2011 · Amount on File
Deed Sale	Aug 3, 2011 · Amount on File
Prior Sale	May 16, 2011 · Amount on File
Deed Document Number	20114458
Deed Book / Page	105 / 1230
Prior Transfer Date	Sep 29, 2005
Prior Transfer Doc	00020/1887
Record Updated	Oct 29, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3645 S STATE ROUTE 51, ELMORE, OH 43416-9615
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00016/0423
Date	Jul 15, 2005
Book Page	016/0423
Instrument	200500006505

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	NORTHWOOD, OH 43619

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2025

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3645 S STATE ROUTE 51, ELMORE, OH 43416-9615
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/2874
Date	Aug 15, 2005
Book Page	017/2874
Instrument	200500007606

Lender

Name	BENEFICIAL OHIO INC
Type	Funding / Finance Company
Address	OREGON, OH 43616

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jul 19, 2025

May 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SANDUSKY OH
Recording Date	May 16, 2011
Property Address	3645 S STATE ROUTE 51, ELMORE, OH 43416-9615
Document Number	00102/2106
Book / Page	102 / 2106
Instrument Date	May 16, 2011
Instrument	201100002817
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2078 TIFFANY LN, JONESBORO, GA 30236-2644
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3645 S State Rte 51 was $1,112, down 0.4% from the year before.

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
County Subdivision	Washington Township
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 (-0.36%)	$25,690 (-) Land $8,680 Building $17,010
2024	$1,116.00 (-4.12%)	$25,690 (+7.94%) Land $8,680 Building $17,010	$73,400 Land $24,800 Building $48,600
2023	$1,164.00	$23,800 Land $8,050 Building $15,750
2021			$68,000 Land $23,000 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 S State Rte 51 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2006–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3645 S State Rte 51 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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