3645 S Pointe Dr, Apex, NC 27539 Property Records

Wake County property record for 3645 S Pointe Dr, Apex, NC 27539

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,712 sqft · built 1993
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Jan 2026)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0760.04-93-8918-000`

Property Details

APN / Parcel Number

Primary APN	`0760.04-93-8918-000`
Alternative APNs	`0760.04-93-8918 0195403` `0760938918` `019540301` `0195403`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	52,272 sqft (1.2 acres)
Garage Area	221 sqft
Porch	Open Porch
Porch Area	56 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0195403
Street Address	3645 S POINTE DR
City	APEX
State	NC
Zip	27539-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO15 SOUTH POINTE SUB BM1992-00835
Legal Subdivision	SOUTH POINTE SUB
Legal Lot Number	15
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	1
Census Block	1008
Census Tract	53210

Owner

3645 S Pointe Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Wake County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 S POINTE DR, APEX, NC 27539-9199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 10, 2023	Intrafamily Transfer, Transfer
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED PREMIER FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20269888
Deed Book / Page	20131 / 2264
Prior Transfer Date	May 9, 2023
Prior Transfer Doc	19330/2391
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 30, 2026
Property Address	3645 S POINTE DR, APEX, NC 27539-9199
Document Number	20131/2264
Book / Page	20131 / 2264
Map Reference	MB 1992 PG 835
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5308 MAPLECHASE LN, APEX, NC 27539-4162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 S POINTE DR, APEX, NC 27539-9199

Mortgage

Document Number	0201312267
Date	Jan 30, 2026
Instrument	20131/2267

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.32%
Max Rate At Change	7.32%
Index	5-Year TN
Margin	2
Max Rate	11.3%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	May 10, 2023
Property Address	3645 S POINTE DR, APEX, NC 27539-9199
Document Number	19330/2391
Book / Page	19330 / 2391
Map Reference	MB 1992 PG 835
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 S POINTE DR, APEX, NC 27539-9199

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3645 SOUTH POINTE DR, APEX, NC 27539-9199

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 20, 2021
Property Address	3645 S POINTE DR, APEX, NC 27539-9199
Document Number	184622796
Book / Page	018462 / 002796
Instrument Date	Apr 1, 2021
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 NOWELL AVE ROWLAND HEIGHTS CA 917483830, ROWLAND HEIGHTS, CA 91748-3830

Mortgage

Document Number	184630001
Date	Apr 20, 2021
Book Page	018463/000001

Lender

Name	UNITED PREMIER FNDG
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3645 S Pointe Dr was $2,670.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00	$414,351 Land $165,000 Building $249,351	$414,351 (-) Land $165,000 Building $249,351
2024			$414,351 (+59.23%) Land $165,000 Building $249,351
2023	$2,048.00	$260,223 Land $65,000 Building $195,223	$260,223 Land $65,000 Building $195,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 S Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 S Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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