Forsyth County property record for 3645 Ruby Rd, Winston Salem, NC 27106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,754 sqft · built 2015 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6807-25-9737.00 |
| Primary APN | 6807-25-9737.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Security Alarm | Security Alarm |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 102 ft wide |
| Terrain | Other |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 3584048 |
|---|---|
| Street Address | 3645 RUBY RD |
| City | WINSTON SALEM |
| State | NC |
| Zip | 27106-2162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS9 |
| Legal Description | LO:048 BL:3584 |
| Legal Subdivision | WESTWOOD ACRES |
| Legal Block | 3584 |
| Legal Lot Number | 48 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | WINSTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2604 |
Source: Forsyth County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3645 RUBY RD, WINSTON SALEM, NC 27106-2162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO |
| Jul 29, 2021 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2015 · Amount on Record |
| Deed Document Number | 0036291074 |
| Deed Book / Page | 3629 / 1074 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 3645 RUBY RD, WINSTON SALEM, NC 27106-2162 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3645 RUBY RD, WINSTON SALEM, NC 27106-2162 |
| Document Number | 0035970886 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 3597/886 |
| Instrument | 2021015429 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Sep 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 3645 RUBY RD, WINSTON SALEM, NC 27106-2162 |
| Document Number | 0036291074 |
| Book / Page | 3629 / 1074 |
| Map Reference | MB 18 PG 101 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021040752 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 JENNY LN, 127, CORNELIA, GA 30531-5146 |
| Name | Verified Name |
|---|---|
| Address | 3645 RUBY RD, WINSTON SALEM, NC 27106-2162 |
| Document Number | 2021040753 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021040753 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Forsyth County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Municipality | Winston-Salem City |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 (+32.62%) | $366,300 (+61.08%) Land $52,000 Building $314,300 | $366,300 (+61.08%) Land $52,000 Building $314,300 |
| 2023 | $3,044.00 | $227,400 Land $33,000 Building $194,400 | $227,400 Land $33,000 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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