3645 Rochelle Ln, Apopka, FL 32712 Property Records

Orange County property record for 3645 Rochelle Ln, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,241 sqft · built 2003
Lot Size	0.291 acres (12,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$513,000 (Oct 2026)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage May 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-20-28-8244-05-360`

Property Details

APN / Parcel Number

Primary APN	`20-20-28-8244-05-360`
Alternative APNs	`282020824405360` `173821` `177141` `180807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,241 sqft Living Area
Gross Area	3,013 sqft
1st Floor Area	2,241 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,684 sqft (0.291 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	2 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3645 ROCHELLE LN
City	APOPKA
State	FL
Zip	32712-4775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 4-A 51/37 LOT 536
Legal Range	28E
Legal Township	20S
Legal Section	20
Legal Subdivision	ROCK SPRINGS RIDGE PH 4-A
Legal Phase	4
Legal Tract	8244
Legal Block	5
Legal Lot Number	536
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2023
Census Tract	17814

Owner

Source: Orange County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVENT FCU
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Dec 31, 2003 · Amount on Record
Deed Document Number	2026552903
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 6, 2026
Property Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775
Document Number	0000552903
Instrument Date	Oct 2, 2026
Instrument	2026552903
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362,691.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775

Mortgage

Document Number	0000552904,
Date	Oct 6, 2026
Instrument	2026552904

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775

Mortgage

Document Number	0000282123
Date	May 2, 2022
Instrument	20220282123

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 29, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3645 ROCHELLE LN, APOPKA, FL 32712-4775
Document Number	0000678770
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3645 ROCHELLE LN APOPKA FL 327124775, APOPKA, FL 32712-4775

Mortgage

Document Number	0000678770
Date	Oct 29, 2019
Instrument	678770

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,137 (+2.7%)	$452,830 (-1.44%) Land $90,000 Building $362,830
2025	$3,150.00 (+2.04%) Homeowner's exemption	$233,824 (+5.99%)	$459,450 (+2.36%) Land $90,000 Building $369,450
2024	$3,087.00 (+7.15%)
2023	$2,881.00 (+4.5%) Homeowner's exemption	$220,616 (+3%)	$448,857 (+12%) Land $120,000 Building $328,857
2022	$2,757.00 Homeowner's exemption	$214,190	$400,762 Land $120,000 Building $280,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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