Lucas County property record for 3645 Roberta Dr, Toledo, OH 43614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,934 sqft · built 1967 |
| Lot Size | 0.296 acres (12,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 1990) |
| Tax Bill | $3,537 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08531 |
| Primary APN | 20-08531 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| 2nd Floor Area | 667 sqft |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 12,900 sqft (0.296 acres) |
| Lot Dimensions | 122 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3645 ROBERTA DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43614-2378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS12 |
| Legal Description | BEVERLY DOWNS PLAT 4 LOT 158 |
| Legal Subdivision | BEVERLY DOWNS PLAT 4 |
| Legal Lot Number | 158 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7207 |
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3645 ROBERTA DR, TOLEDO, OH 43614-2378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 1990 · Amount on Record |
| Deed Sale | Jun 26, 1990 · Amount on Record |
| Deed Document Number | 90104422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3645 ROBERTA DR, TOLEDO, OH 43614-2378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 3645 ROBERTA DR, TOLEDO, OH 43614-2378 |
| Document Number | 0000005232 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 202202010005232 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,537.00 (+16.69%) | $53,305 (-) Land $13,790 Building $39,515 | |
| 2024 | $3,031.00 (-6.77%) | $53,305 (+14.6%) Land $13,790 Building $39,515 | $152,300 (+14.6%) Land $39,400 Building $112,900 |
| 2023 | $3,251.00 (+0.81%) | $46,515 (-) Land $11,725 Building $34,790 | |
| 2022 | $3,225.00 Homeowner's exemption | $46,515 Land $11,725 Building $34,790 | |
| 2021 | $132,900 Land $33,500 Building $99,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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