Craven County property record for 3645 River Rd, Vanceboro, NC 28586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1980 |
| Lot Size | 0.603 acres (26,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (Jan 2013) |
| Tax Bill | $743 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 1-038-1-039 |
| Primary APN | 1-038-1-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,253 sqft (0.603 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 76209 |
|---|---|
| Street Address | 3645 RIVER RD |
| City | VANCEBORO |
| State | NC |
| Zip | 28586-8521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 WEST CRAVEN HGTS ADD 1 |
| Legal Subdivision | WEST CRAVEN HGTS ADD 1 |
| Legal Lot Number | 39 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960201 |
3645 River Rd is owned and occupied by two individuals who bought it in January 2013.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3645 RIVER RD, VANCEBORO, NC 28586-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2013 · Amount on File |
| Deed Sale | Jan 9, 2013 · Amount on File |
| Prior Sale | Sep 23, 2005 · Amount on File |
| Deed Book / Page | 3158 / 805 |
| Prior Transfer Date | Aug 30, 2008 |
| Prior Transfer Doc | 2758/0900 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3645 River Rd was $743.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743.00 | $144,510 (-) Land $28,000 Building $116,510 | $144,510 (-) Land $28,000 Building $116,510 |
| 2025 | $743.00 | $144,510 Land $28,000 Building $116,510 | $144,510 Land $28,000 Building $116,510 |
| 2023 | $731.00 (+2.96%) | $144,510 (+29.86%) Land $28,000 Building $116,510 | $144,510 Land $28,000 Building $116,510 |
| 2022 | $710.00 | $111,280 Land $25,000 Building $86,280 | |
| 2018 | $111,280 Land $25,000 Building $86,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3645 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 16 (2016–2021) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Mar 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3645 River Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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