3645 Paul Rd, Willard, OH 44890 Property Records

Huron County property record for 3645 Paul Rd, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,640 sqft · built 2016
Lot Size	1.26 acres (55,234 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Nov 2020)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-0020-01-044-0502`

Property Details

APN / Parcel Number

Primary APN	`40-0020-01-044-0502`
Alternative APN	`406356`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	55,234 sqft (1.26 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	192 sqft
Pole Barn	2,352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	406356
Street Address	3645 PAUL RD
City	WILLARD
State	OH
Zip	44890-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 E PT OF GL 8
Jurisdiction	HURON OH
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4021
Census Tract	916200

Owner

3645 Paul Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 PAUL RD, WILLARD, OH 44890-9268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Sep 24, 2015 · Amount on File
Deed Document Number	20207584
Prior Transfer Date	Mar 25, 2004
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Nov 13, 2020
Property Address	3645 PAUL RD, WILLARD, OH 44890-9268
Document Number	0000007584
Instrument Date	Nov 13, 2020
Instrument	202011130007584
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TUCKER ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3645 PAUL RD, WILLARD, OH 44890-9268

Mortgage

Document Number	0000007585
Date	Nov 13, 2020
Instrument	202011130007585

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3645 Paul Rd was $2,980 with a homeowner's exemption, down 6.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Richmond Township
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (-6.05%)	$89,390 (-) Land $7,690 Building $81,700	$255,400 (-) Land $21,960 Building $233,440
2024	$3,172.00 (+1.05%)	$89,390 (+10.44%) Land $7,690 Building $81,700	$255,400 Land $21,960 Building $233,440
2023	$3,139.00 (-1.32%)	$80,940 (-) Land $7,110 Building $73,830
2022	$3,181.00	$80,940 Land $7,110 Building $73,830
2021			$231,240 Land $20,300 Building $210,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3645 Paul Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 Paul Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Ncool.net Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
Bascom Communications Fixed Wireless	25 / 3
North Coast Wireless Communications Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paul Rd

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