McLennan County property record for 3645 N 25th St, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 962 sqft · built 1948 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,556 (Apr 2026) |
| Tax Bill | $2,210 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-025900-000300-9 |
| Primary APN | 48-025900-000300-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Flooring | Carpet |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 183 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3645 N 25TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | KNOB HILL LOT 2B 3B BLOCK A ACRES .21 |
| Legal Subdivision | KNOB HILL |
| Legal Block | A |
| Legal Lot Number | 2B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1100 |
Source: McLennan County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 4, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 28, 2017 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Jul 20, 2017 | Loan Modification, Mortgage D & W PROPS LLC 3645 N 25TH # |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Deed Document Number | 202610330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 2, 2026 |
| Property Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Document Number | 0000010330 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202610330 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010331, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202610331 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000010332, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202610332 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Apr 1, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 25, 2019 |
| Property Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Document Number | 0000024592 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 24592 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 8 KATY TX 774920146, KATY, TX 77492-0146 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 4, 2019 |
| Property Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Document Number | 0000018395 |
| Instrument Date | May 30, 2019 |
| Instrument | 18395 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8 KATY TX 774920146, KATY, TX 77492-0146 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Document Number | 0000029702 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110 |
| Document Number | 0000029702 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 29702 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702-2525 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 10, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3645 N 25TH ST, WACO, TX 76708-1935 |
| Document Number | 0000028604 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3645 N 25TH WACO TX 76710, WACO, TX 76710 |
| Document Number | 0000028604 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 28604 |
| Name | D & W PROPS LLC 3645 N 25TH # |
|---|---|
| Address | 4125 W WACO DR, WACO, TX 76710-7110 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Aug 30, 2044 |
| Rate | 9.9% |
|---|
Source: McLennan County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,000 (-) Land $17,750 Building $80,250 | $98,000 (-) Land $17,750 Building $80,250 | |
| 2024 | $2,210.00 (+0.59%) | ||
| 2023 | $98,000 Land $15,370 Building $82,630 | $98,000 Land $15,370 Building $82,630 | |
| 2022 | $2,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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