St. Louis County property record for 3645 Lismore Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2014 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2008) |
| Tax Bill | $5,104 (2026) |
| Deeds & Mortgages | Jul 2021 Transfer Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-07550 |
| Primary APN | 375-0010-07550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Gross Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 896 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 875927 |
|---|---|
| Street Address | 3645 LISMORE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SW 1/4 OF SW 1/4 EX W1/2 SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 36 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10601 |
3645 Lismore Rd is owned and occupied by an individual who acquired it in July 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3645 LISMORE RD, DULUTH, MN 55803-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Transfer on Death Deed, Transfer |
| Nov 22, 2019 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2008 · Amount on File |
| Deed Sale | Dec 5, 2008 · Amount on File |
| Deed Document Number | 20081096758 |
| Last Transfer Date | Jul 12, 2021 |
| Transfer Doc | 0001418777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 12, 2021 |
| Property Address | 3645 LISMORE RD, DULUTH, MN 55803-8709 |
| Document Number | 0001418777 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 1418777 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3645 LISMORE RD, DULUTH, MN 55803-8709 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3645 LISMORE RD, DULUTH, MN 55803-8709 |
| Document Number | 00A1371357 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3645 LISMORE RD DULUTH MN 558038709, DULUTH, MN 55803-8709 |
| Document Number | 00A1371357 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | A1371357 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2026 property tax bill for 3645 Lismore Rd was $5,104 with a homeowner's exemption, up 6.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,104.00 (+6.51%) Homeowner's exemption | ||
| 2025 | $4,792.00 (+4.95%) Homeowner's exemption | $498,400 (+7.07%) Land $103,100 Building $395,300 | $498,400 (+7.07%) Land $103,100 Building $395,300 |
| 2024 | $4,566.00 | $465,500 Land $92,800 Building $372,700 | $465,500 Land $92,800 Building $372,700 |
| 2022 | $373,700 Land $87,300 Building $286,400 | $373,700 Land $87,300 Building $286,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3645 Lismore Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3645 Lismore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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