3645 Jamestown Loop, Floral, AR 72534 Property Records

Independence County property record for 3645 Jamestown Loop, Floral, AR 72534

Property Summary

Property Type	Rural Home
Details	1 ba · 1,141 sqft
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Oct 2023)
Tax Bill	$15 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159605.0`

Property Details

APN / Parcel Number

Primary APN	`159605.0`
Alternative APNs	`0107884000` `10039`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,141 sqft Living Area
1st Floor Area	1,141 sqft
Flooring	Carpet

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Porch	Slab
Porch Area	63 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3645 JAMESTOWN LOOP
City	FLORAL
State	AR
Zip	72534-9619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W1/2 W1/2 NW SE
Legal Range	06
Legal Township	12
Legal Section	19
Legal Subdivision	S19 T12 R06
Jurisdiction	INDEPENDENCE AR
Township / Civil Division	RELIEF
Census Block Group	1
Census Block	1045
Census Tract	490701

Owner

3645 Jamestown Loop, a rural home, is owned and occupied by two individuals who bought it in October 2023.

Source: Independence County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Apr 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	20235646
Deed Book / Page	2023 / 6133
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	0000005646
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDEPENDENCE AR
Property Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619

Mortgage

Document Number	DT2023/12892
Date	Sep 14, 2023
Book Page	DT 2023/12892
Instrument	L202305159

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDEPENDENCE AR
Property Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DT2019/05903
Date	Apr 24, 2019
Book Page	DT 2019/05903
Instrument	L201902546

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDEPENDENCE AR
Recording Date	Apr 1, 2019
Property Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619
Document Number	DEED2019/01683
Book / Page	DEED 2019 / 01683
Instrument Date	Apr 1, 2019
Instrument	L201901989
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Tax	$3.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3695 JAMESTOWN LOOP, 3695, FLORAL, AR 72534-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 JAMESTOWN LOOP, FLORAL, AR 72534-9619

Tax Assessment & Valuation

The 2026 property tax bill for 3645 Jamestown Loop was $15 with a homeowner's exemption, down 69.4% from the year before.

Source: Independence County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Independence County
Unified School District	Midland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15.00 (-69.39%) Homeowner's exemption	$18,810 (+60.49%) Land $3,560 Building $15,250	$94,050 (+60.49%) Land $17,800 Building $76,250
2025	$49.00 Homeowner's exemption	$11,720 Land $2,350 Building $9,370	$58,600 Land $11,750 Building $46,850
2023	$124.00 Homeowner's exemption	$11,720 Land $2,350 Building $9,370	$58,600 Land $11,750 Building $46,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3645 Jamestown Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 Jamestown Loop is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 94% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHSIDE PUB WATER AUTHORITY serves 9,108 people · EPA ID AR0000254
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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