3645 Fox Pointe, Rockford, IL 61114 Property Records

Winnebago County property record for 3645 Fox Pointe, Rockford, IL 61114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,372 sqft · built 1991
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Feb 2003)
Tax Bill	$10,973 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`148C311`

Property Details

APN / Parcel Number

Primary APN	`148C311`
Alternative APN	`1204376013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,372 sqft Living Area
Gross Area	5,563 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	185 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	1 Parking Space
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	148C311
Street Address	3645 FOX POINTE
City	ROCKFORD
State	IL
Zip	61114-7071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEER POINTE ESTATES BNG PT SW1/4 SEC 4-44-2 LOT 11
Legal Range	2
Legal Township	44
Legal Section	4
Legal Subdivision	DEER POINTE ESTATES
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2007
Census Tract	515

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 FOX POINTE, ROCKFORD, IL 61114-7071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Deed Document Number	2003318640
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3645 FOX POINTE, ROCKFORD, IL 61114-7071
Document Number	0001000728
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3645 FOX POINTE ROCKFORD IL 611147071, ROCKFORD, IL 61114-7071

Mortgage

Document Number	0001000728
Date	Jan 8, 2020
Instrument	1000728

Lender

Name	ILLINOIS BK&TR
Address	ROCKFORD, IL 61114-4429

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,973.00	$130,293 (+9.85%) Land $21,210 Building $109,083	$390,879 (+9.85%) Land $63,630 Building $327,249
2022	Homeowner's exemption	$118,610 Land $15,001 Building $103,609	$355,830 Land $45,003 Building $310,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Fox Pointe

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures