3645 Delta River Dr, Lansing, MI 48906 Property Records

Ingham County property record for 3645 Delta River Dr, Lansing, MI 48906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,514 sqft · built 1956
Lot Size	0.872 acres (37,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-06-301-281`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-06-301-281`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	1,154 sqft
Finished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,984 sqft (0.872 acres)
Lot Dimensions	200 ft deep x 190 ft wide
Garage Type	Detached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	69 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3645 DELTA RIVER DR
City	LANSING
State	MI
Zip	48906-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S LINE DELTA RIVER DR 4615.22 FT W OF E LINE SEC 6, TH S 200 FT, S 89DEG 56MIN W 190 FT, N 200 FT TO S LINE DELTA RIVER
Legal Range	02W
Legal Township	04N
Legal Section	06
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2004
Census Tract	3302

Owner

3645 Delta River Dr is owned and occupied by two individuals.

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3645 DELTA RIVER DR, LANSING, MI 48906-3467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3645 DELTA RIVER DR, LANSING, MI 48906-3467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043457
Date	Dec 14, 2020
Instrument	2020-043457

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	LANSING, MI 48906

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3645 DELTA RIVER DR, LANSING, MI 48906-3467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034986
Date	Oct 16, 2020
Instrument	2020-034986

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	3645 DELTA RIVER DR, LANSING, MI 48906-3467
Document Number	0000030201
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3645 DELTA RIVER DR LANSING MI 489063467, LANSING, MI 48906-3467

Mortgage

Document Number	0000030201
Date	Aug 31, 2018
Instrument	30201

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3645 Delta River Dr was $3,779 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,200 (+9.53%) Land $46,600 Building $101,600	$296,400 (+9.53%) Land $93,200 Building $203,200
2025	$3,779.00 Homeowner's exemption	$135,300 Land $44,300 Building $91,000	$270,600 Land $88,600 Building $182,000
2023		$107,100 Land $44,300 Building $62,800	$214,200 Land $88,600 Building $125,600
2020	$3,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 Delta River Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3645 Delta River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Delta River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures