Northampton County property record for 3645 Cottage Dr, Bethlehem, PA 18020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,635 sqft · built 2013 |
| Lot Size | 0.167 acres (7,318 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,028 (Dec 2013) |
| Tax Bill | $1,043 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M6 1 4-22 0204 |
| Primary APN | M6 1 4-22 0204 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,635 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,318 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3645 COTTAGE DR |
|---|---|
| City | BETHLEHEM |
| State | PA |
| Zip | 18020-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY |
| Legal Subdivision | COTTAGES/MONOCACY CRK |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | NORTHAMPTON PA |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10200 |
Source: Northampton County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3645 COTTAGE DR, BETHLEHEM, PA 18020-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Prior Sale | Dec 18, 2013 · Amount on Record |
| Deed Document Number | 0000043651 |
| Deed Book / Page | 2013-1 / 322469 |
| Last Transfer Date | Apr 26, 2017 |
| Transfer Doc | 0000010762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Recording Date | Apr 26, 2017 |
| Property Address | 3645 COTTAGE DR, BETHLEHEM, PA 18020-8617 |
| Document Number | 0000010762 |
| Book / Page | 2017-1 / 083104 |
| Map Reference | VOL 2011-5 PG 131 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2017010762 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3645 COTTAGE DR, BETHLEHEM, PA 18020-8617 |
| Document Number | 0000010763 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017010763 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Northampton County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bethlehem City |
| County | Northampton County |
| Unified School District | Bethlehem Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,043.00 (-87.78%) | $96,600 (-) Land $24,000 Building $72,600 | |
| 2024 | $8,538.00 | $96,600 Land $24,000 Building $72,600 | |
| 1995 | $193,200 Land $48,000 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (2004–2020) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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