3645 47th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3645 47th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,027 sqft · built 1964
Lot Size	1.85 acres (80,891 sqft)
Owner	2 Individual Names on File
Last Sale	$205,500 (May 2002)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-031-058-10`

Property Details

APN / Parcel Number

Primary APN	`18-031-058-10`
Alternative APN	`03-18-031-058-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	2,013 sqft
Basement Area	1,896 sqft
Unfinished Basement	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	80,891 sqft (1.85 acres)
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3645 47TH ST
City	HAMILTON
State	MI
Zip	49419-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 LOW DE
Legal Description	COM AT S 1/4 COR TH N 1126.78' TO POB TH CONT N 189.07' TH E 429.51' TH S 123.245' TH W .50' TH S 65.71' TH W 429' TO POB SEC 31 T4N R14W (03)
Legal Range	14W
Legal Township	04N
Legal Section	31
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	1
Census Block	1044
Census Tract	30301

Owner

3645 47th St is owned and occupied by two individuals who acquired it in May 2024.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 47TH ST, HAMILTON, MI 49419-9101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2002 · Amount on File
Deed Sale	May 10, 2002 · Amount on File
Deed Book / Page	2239 / 4
Last Transfer Date	May 16, 2024
Transfer Doc	0004944/56
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3645 47TH ST, HAMILTON, MI 49419-9101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4125/415
Date	Mar 30, 2017
Book Page	4125/415

Lender

Name	UNITED FCU
Type	Credit Union
Address	RICHLAND, MI 49083

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3645 47TH ST, HAMILTON, MI 49419-9101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4113/282
Date	Feb 9, 2017
Book Page	4113/282

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3645 47th St was $4,046 with a homeowner's exemption, up 3.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,100 (+8.92%) Land $43,000 Building $167,100	$420,200 (+8.92%) Land $86,000 Building $334,200
2025	$4,046.00 (+3.74%) Homeowner's exemption	$192,900 Land $29,700 Building $163,200	$385,800 Land $59,400 Building $326,400
2024	$3,900.00
2023		$158,800 Land $27,000 Building $131,800	$317,600 Land $54,000 Building $263,600
2022	$3,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 47th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 47th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: 123.NET.

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