3645 14th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 3645 14th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,625 sqft · built 2018
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2018)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`351700 45 24D17`

Property Details

APN / Parcel Number

Primary APN	`351700 45 24D17`
Alternative APNs	`410436400040782004524` `41043640004`

Interior

Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft

Location & Zoning

Street Address	3645 14TH AVE SE
City	NAPLES
State	FL
Zip	34117-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 83 E 75FT OF TR 45
Legal Range	28
Legal Township	49
Legal Section	17
Legal Subdivision	GOLDEN GATE EST UNIT 83
Legal Tract	45
Legal Block	2
Legal Lot Number	2
Legal Unit	83
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10428

Owner

3645 14th Ave SE is owned and occupied by two individuals who bought it in April 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 14TH AVE SE, NAPLES, FL 34117-4516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Apr 30, 2018	Warranty Deed, Transfer · Conventional with PMI OCMBC INC
Apr 30, 2018	Quit Claim Deed, Transfer WARRANTY TITLE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	20185547590
Deed Book / Page	5503 / 21
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0055030023
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3645 14TH AVE SE, NAPLES, FL 34117-4516
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 14TH AVE SE, NAPLES, FL 34117-4516

Mortgage

Document Number	0061091025
Date	Apr 7, 2022
Book Page	6109/1025
Instrument	6232484

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Address	LAS VEGAS, NV 89119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 30, 2018
Property Address	3645 14TH AVE SE, NAPLES, FL 34117-4516
Document Number	0055030021
Book / Page	005503 / 000021
Instrument Date	Apr 27, 2018
Instrument	5547590
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	WARRANTY TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3645 14TH AVE SE NAPLES FL 341174516, NAPLES, FL 34117-4516

Mortgage

Document Number	55030025
Date	Apr 30, 2018
Book Page	005503/000025
Instrument	5547592

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 30, 2018
Property Address	3645 14TH AVE SE, NAPLES, FL 34117-4516
Document Number	0055030023
Book / Page	005503 / 000023
Instrument Date	Apr 27, 2018
Instrument	5547591
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	WARRANTY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3645 14TH AVE SE NAPLES FL 341174516, NAPLES, FL 34117-4516

Tax Assessment & Valuation

The 2025 property tax bill for 3645 14th Ave SE was $3,964 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,904 (-0.22%) Land $51,870 Building $340,034	$391,904 (-1.52%) Land $51,870 Building $340,034
2025	$3,964.00 Homeowner's exemption	$392,766	$397,963 Land $51,870 Building $346,093
2023	$4,222.00 (-2.18%) Homeowner's exemption	$424,891 (+3%)	$433,837 (+5.17%) Land $51,015 Building $382,822
2022	$4,316.00 Homeowner's exemption	$412,516 Land $52,668 Building $359,848	$412,516 Land $52,668 Building $359,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 14th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 14th Ave SE is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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