3644 Watha Rd, Willard, NC 28478 Property Records

Pender County property record for 3644 Watha Rd, Willard, NC 28478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Mar 2019)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Feb 2019 Transfer Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3304-73-6288-0000`

Property Details

APN / Parcel Number

Primary APN	`3304-73-6288-0000`
Alternative APNs	`000029700` `762388`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	43,560 sqft (1 acres)
Deck Area	140 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000029700
Street Address	3644 WATHA RD
City	WILLARD
State	NC
Zip	28478-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	1.00 ACRES SR 1313
Legal Subdivision	G B D PARKER ESTATE LAND
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1044
Census Tract	920300

Owner

3644 Watha Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3644 WATHA RD, WILLARD, NC 28478-7834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP
Aug 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Aug 16, 2000
Deed Book / Page	4681 / 2446
Prior Transfer Date	Feb 18, 2019
Prior Transfer Doc	0046791400
Record Updated	Jun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Feb 20, 2019
Property Address	3644 WATHA RD, WILLARD, NC 28478-7834
Document Number	0046791400
Book / Page	004679 / 001400
Instrument Date	Feb 18, 2019
Instrument	20045843
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 171 WILLARD NC 284780171, WILLARD, NC 28478-0171

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 28, 2019
Property Address	3644 WATHA RD, WILLARD, NC 28478-7834
Document Number	0046812446
Book / Page	4681 / 2446
Map Reference	MB 8 PG 104
Instrument Date	Feb 18, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 WATHA RD, WILLARD, NC 28478-7834

Mortgage

Document Number	0046812452
Date	Mar 28, 2019
Instrument	4681/2452

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Aug 17, 2018
Property Address	3644 WATHA RD, WILLARD, NC 28478-7834
Document Number	0046701991
Book / Page	004670 / 001991
Instrument Date	Aug 2, 2018
Instrument	20040188
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 171 WILLARD NC 284780171, WILLARD, NC 28478-0171

Tax Assessment & Valuation

The 2025 property tax bill for 3644 Watha Rd was $1,108.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00	$177,155 Land $22,500 Building $154,655	$177,155 Land $22,500 Building $154,655
2023		$97,728 (-) Land $25,000 Building $72,728	$97,728 (-) Land $25,000 Building $72,728
2022	$1,038.00	$97,728 Land $25,000 Building $72,728	$97,728 Land $25,000 Building $72,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3644 Watha Rd in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	55 (1996–2018)
Claims Outside the SFHA	11 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3644 Watha Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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