3644 Summit Trail Ct, Carlsbad, CA 92010 Property Records

San Diego County property record for 3644 Summit Trail Ct, Carlsbad, CA 92010

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,053 sqft · built 2010
Lot Size	2.33 acres (101,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (May 2019)
Tax Bill	$10,231 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-360-10-15`

Property Details

APN / Parcel Number

Primary APN	`168-360-10-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,053 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	101,585 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3644 SUMMIT TRAIL CT
City	CARLSBAD
State	CA
Zip	92010-5568
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 1 US 55PER DOC09-672308&UND INT IN PHASE 2 TR 015754
Legal Subdivision	CARLSBAD COURT
Legal Tract	015754
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4014
Census Tract	19811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHTECHLENDING INC
May 17, 2019	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	2019187757
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568

Mortgage

Document Number	0000692958
Date	Nov 6, 2020
Instrument	2020-0692958

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2019
Property Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568
Document Number	0000187757
Map Reference	MAP 15754
Instrument Date	May 10, 2019
Instrument	2019-0187757
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568
Investor	Possibly a Property Investor

Mortgage

Document Number	0000187758
Date	May 17, 2019
Instrument	2019-0187758

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2017
Property Address	3644 SUMMIT TRAIL CT, CARLSBAD, CA 92010-5568
Document Number	0000244829
Instrument Date	May 9, 2017
Instrument	244829
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3644 SUMMIT TRAIL CT CARLSBAD CA 920105568, CARLSBAD, CA 92010-5568

Mortgage

Document Number	244830
Date	May 31, 2017
Instrument	244830

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,811 (+2%) Land $602,682 Building $279,129
2025	$10,231.00 (+3.88%) Homeowner's exemption	$864,521 (+4.04%) Land $590,865 Building $273,656
2023	$9,849.00 (+1.4%) Homeowner's exemption	$830,953 Land $567,922 Building $263,031
2022	$9,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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