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3644 Oak Cliff Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3644 Oak Cliff Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1970
Square Footage1,362 sqft Living Area
Lot Size17,703 sqft (0.406 acres)
OccupancyOwner Occupied
Last Sale$262,000 (2011)
Tax Bill$3,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN124-250-28-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,362 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Roof MaterialTile Roof
Lot Area17,703 sqft (0.406 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3644 OAK CLIFF DR
CityFALLBROOK
StateCA
Zip92028-9413
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 53 TR 005411
Legal SubdivisionLIVE OAK ESTATES
Legal Tract005411
Legal Block1
Legal Lot Number53
JurisdictionSAN DIEGO CA
Minor Civil DivisionFALLBROOK
Census Blockgroup1
Census Block1008
Census Tract18805

Owner

Source: San Diego County records · APN 124-250-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2011 · Amount on Record
Deed SaleMay 24, 2011 · Amount on Record
Prior SaleSep 10, 1999 · Amount on Record
Deed Doc Number2011265923
Last Transfer DateSep 23, 2013
Transfer Doc0000582407
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413
Transaction TypeMortgage
Record UpdatedFeb 09, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413

Mortgage

Document Number0000049173
DateFeb 02, 2022
Instrument2022-0049173
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000310297
DateJul 29, 2019
Instrument2019-0310297
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3644 OAK CLIFF DR, FALLBROOK, CA 92028-9413

Mortgage

Document Number0000593061
DateOct 02, 2020
Instrument2020-0593061
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$342,365 (+2%) Land $135,882 Building $206,483
2025$3,470.00 (+4.11%) Homeowner's exemption$335,653 (+4.04%) Land $133,218 Building $202,435
2023$3,333.00 (+1.8%) Homeowner's exemption$322,621 Land $128,046 Building $194,575
2022$3,274.00

Flood & Wildfire

3644 Oak Cliff Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
66th percentile of exposed land nationally · 40th in California
Wildfire LikelihoodHigh — about 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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