3644 N Flame Tree Ave, Rialto, CA 92377 Property Records

San Bernardino County property record for 3644 N Flame Tree Ave, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,681 sqft · built 1992
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Aug 2017)
Tax Bill	$6,854 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0239-441-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-441-42-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	2,141 sqft
1st Floor Area	970 sqft
2nd Floor Area	711 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,300 sqft (0.191 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	458 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3644 N FLAME TREE AVE
City	RIALTO
State	CA
Zip	92377-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14500 LOT 14
Legal Subdivision	TRACT NO. 14500
Legal Tract	14500
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2002
Census Tract	2703

Owner

3644 N Flame Tree Ave is owned and occupied by an individual who bought it in August 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3644 N FLAME TREE AVE, RIALTO, CA 92377-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2017	Grant Deed, Transfer · FHA Mortgage OGI MORTGAGE BANKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Apr 28, 1998 · Amount on File
Deed Document Number	2017355420
Prior Transfer Date	Nov 21, 2006
Prior Transfer Doc	0000842094
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3644 N FLAME TREE AVE, RIALTO, CA 92377-3433
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 N FLAME TREE AVE, RIALTO, CA 92377-3433

Mortgage

Document Number	0000324874
Date	Sep 27, 2022
Instrument	2022-0324874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 30, 2017
Property Address	3644 N FLAME TREE AVE, RIALTO, CA 92377-3433
Document Number	0000355420
Map Reference	MB248 PG20-24
Instrument Date	Jun 13, 2017
Instrument	2017-0355420
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 N FLAME TREE AVE, RIALTO, CA 92377-3433

Mortgage

Document Number	0000355421
Date	Aug 30, 2017
Instrument	2017-0355421

Lender

Name	OGI MORTGAGE BANKERS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3644 N Flame Tree Ave was $6,854.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,468 (+2%) Land $112,867 Building $338,601
2025	$6,854.00	$442,616 Land $110,654 Building $331,962
2023	$6,855.00 (+5.82%)	$425,429 Land $106,357 Building $319,072
2022	$6,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3644 N Flame Tree Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3644 N Flame Tree Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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