3644 Michael Ave, Warren, MI 48091 Property Records

Macomb County property record for 3644 Michael Ave, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Jan 2015)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-31-281-004`

Property Details

APN / Parcel Number

Primary APN	`12-13-31-281-004`
Alternative APN	`1331281004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	114 ft deep x 63 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3644 MICHAEL AVE
City	WARREN
State	MI
Zip	48091-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SMOKLER RYAN SUB'N LOT 24 L33 P35
Legal Subdivision	SMOKLER RYAN SUB
Legal Lot Number	24
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1001
Census Tract	263600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3644 MICHAEL AVE, WARREN, MI 48091-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK
Feb 1, 2017	Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Apr 14, 2014 · Amount on Record
Deed Document Number	20155007774
Deed Book / Page	23208 / 955
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	0000118785
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	3644 MICHAEL AVE, WARREN, MI 48091-2321
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 MICHAEL AVE, WARREN, MI 48091-2321

Mortgage

Document Number	2200003981
Date	Jan 7, 2022
Book Page	28344/749
Instrument	202200003981

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	3644 MICHAEL AVE, WARREN, MI 48091-2321
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 MICHAEL AVE, WARREN, MI 48091-2321

Mortgage

Document Number	0000101656
Date	Jan 5, 2021
Book Page	27302/583
Instrument	2101656

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	3644 MICHAEL AVE, WARREN, MI 48091-2321
Document Number	0000035330
Book / Page	024614 / 000751
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 MICHAEL AVE WARREN MI 480912321, WARREN, MI 48091-2321

Mortgage

Document Number	0000035330
Date	Mar 20, 2017
Book Page	024614/000751
Instrument	35330

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,070 (+36.26%)	$168,140 (+36.26%)
2025	$1,723.00 (+19.16%)
2023		$61,700	$123,400
2022	$1,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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