3644 Lorena Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 3644 Lorena Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,248 sqft · built 1993
Lot Size	0.212 acres (9,236 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Apr 2026)
Tax Bill	$9,644 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84A-95-30`

Property Details

APN / Parcel Number

Primary APN	`84A-95-30`
Alternative APN	`084A-0095-030-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,236 sqft (0.212 acres)

Location & Zoning

Street Address	3644 LORENA AVE
City	CASTRO VALLEY
State	CA
Zip	94546-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: PM: 0211 PAGE: 0047 ;LOT: 00002 BLK: PM: 0211 PAGE: 0047
Legal Subdivision	PARCEL MAP 6415
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1000
Census Tract	430900

Owner

3644 Lorena Ave is owned by an individual who bought it in April 2026.

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3244 BRIGGS AVE, A, ALAMEDA, CA 94501-4803
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Grant Deed, Transfer · Conventional Mortgage INTRUST MORTGAGE
Oct 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Sep 23, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 19, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	202653065
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0000339681
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 23, 2026
Property Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306
Document Number	0000053065
Instrument Date	Apr 8, 2026
Instrument	2026.53065
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053066,
Date	Apr 23, 2026
Instrument	2026.53066

Lender

Name	INTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 13, 2021
Property Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306
Document Number	0000339681
Map Reference	MB 211 PG 47
Instrument Date	Sep 24, 2021
Instrument	2021339681
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306

Mortgage

Document Number	0000339682
Date	Oct 13, 2021
Instrument	2021339682

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 23, 2019
Property Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306
Document Number	0000190095
Map Reference	MB 211 PG 47
Instrument Date	Sep 18, 2019
Instrument	2019190095
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306

Mortgage

Document Number	0000190096
Date	Sep 23, 2019
Instrument	2019190096

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2017
Property Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306
Document Number	0000132545
Map Reference	PM6415 MB211 PG47
Instrument Date	Jun 14, 2017
Instrument	2017132545
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 LORENA AVE, CASTRO VALLEY, CA 94546-4306

Mortgage

Document Number	0000132546
Date	Jun 19, 2017
Instrument	2017132546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3644 Lorena Ave was $9,644, up 2.3% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,540 (+2%) Land $227,562 Building $530,978
2025	$9,644.00 (+2.27%)	$743,667 Land $223,100 Building $520,567
2024	$9,430.00 (+1.62%)
2023	$9,280.00	$714,794 Land $214,438 Building $500,356	$803,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3644 Lorena Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3644 Lorena Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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