3644 Lake Ridge Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 3644 Lake Ridge Rd, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,175 sqft · built 1989
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on Record
Last Sale$1,164,000 (Aug 2022)
Tax Bill$12,955 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN121-340-10-00

Property Details

APN / Parcel Number

Primary APN121-340-10-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,175 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialTile
Lot Area49,223 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3644 LAKE RIDGE RD
CityFALLBROOK
StateCA
Zip92028-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 10 TR 011355
Legal SubdivisionCOUNTY/SAN DIEGO #4318
Legal Tract011355
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1001
Census Tract18801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3644 LAKE RIDGE RD, FALLBROOK, CA 92028-9104
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Grant Deed, Transfer · Conventional Mortgage
BANNER BANK
Oct 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 14, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleJan 17, 1992 · Amount on Record
Deed Document Number2022335408
Prior Transfer DateOct 2, 2019
Prior Transfer Doc0000443547
Record UpdatedOct 29, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2022
Property Address3644 LAKE RIDGE RD, FALLBROOK, CA 92028-9104
Document Number0000335408
Map ReferenceMAP 11355
Instrument DateJul 26, 2022
Instrument2022-0335408
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyTICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address35752 GARRANO LN, FALLBROOK, CA 92028-5713

Mortgage

Document Number0000335409
DateAug 19, 2022
Instrument2022-0335409
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 4, 2019
Property Address3644 LAKE RIDGE RD, FALLBROOK, CA 92028-9104
Document Number0000443547
Instrument DateOct 2, 2019
Instrument443547
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3644 LAKE RIDGE RD FALLBROOK CA 920289104, FALLBROOK, CA 92028-9104

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2018
Property Address3644 LAKE RIDGE RD, FALLBROOK, CA 92028-9104
Document Number0000474469
Instrument DateMar 26, 2018
Instrument474469
Transaction TypeTransfer
Record UpdatedNov 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3644 LAKE RIDGE RD FALLBROOK CA 920289104, FALLBROOK, CA 92028-9104

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,234,979 (+2%) Land $769,375 Building $465,604
2025$12,955.00 (+5.64%) Homeowner's exemption$1,210,765 (+4.04%) Land $754,290 Building $456,475
2023$12,263.00 (+69.26%) Homeowner's exemption$1,163,750 Land $725,000 Building $438,750
2022$7,245.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALLBROOK PUD
serves 35,237 people · EPA ID CA3710008
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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