3644 Eddystone Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3644 Eddystone Dr, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 3,628 sqft · built 2007
Lot Size	0.412 acres (17,947 sqft)
Owner	Individual Name on File
Last Sale	$411,000 (Aug 2011)
Tax Bill	$4,460 (2021)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2020 Refinance + 4 more
APN	`0335002001880`

Property Details

APN / Parcel Number

Primary APN	`0335002001880`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,628 sqft Total Area
1st Floor Area	1,630 sqft
Upper Floors Area	1,630 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,947 sqft (0.412 acres)
Lot Dimensions	88 ft deep x 12 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	505 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3644 EDDYSTONE DR
City	CHESAPEAKE
State	VA
Zip	23323-1270
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	188 OLDE MILL RUN PH 2
Legal Subdivision	MILLERS RUN, OLDE MILL RUN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21301

Owner

3644 Eddystone Dr is owned by an individual who bought it in August 2011.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · VA Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL PACIFIC FUNDING CORP
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
May 1, 2008	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jun 13, 2012	Deed of Trust, Mortgage · VA Mortgage UNION MORTGAGE GROUP INC
Feb 29, 2008	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2011 · Amount on File
Deed Sale	Aug 31, 2011 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Book / Page	8474 / 513
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09822/1814
Date	Aug 16, 2017
Book Page	9822/1814
Instrument	170022516

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10237/1915
Date	Oct 15, 2020
Book Page	10237/1915
Instrument	200038052

Lender

Name	ROYAL PACIFIC FUNDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010576/499
Date	Jun 30, 2022
Book Page	10576/499
Instrument	220021504

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007471/816
Date	May 1, 2008
Book Page	7471/816

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2028

Interest

Rate Type	Fixed Rate

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008724/113
Date	Jun 13, 2012
Book Page	8724/113

Lender

Name	UNION MORTGAGE GROUP INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 29, 2008
Property Address	3644 EDDYSTONE DR, CHESAPEAKE, VA 23323-1270
Document Number	007397/461
Book / Page	7397 / 461
Instrument Date	Feb 18, 2008
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007397464
Date	Feb 29, 2008
Instrument	7397/464

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,400 Land $170,000 Building $436,400	$606,400 Land $170,000 Building $436,400
2023		$540,900 Land $155,000 Building $385,900	$540,900 Land $155,000 Building $385,900
2021	$4,460.00
2019	$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3644 Eddystone Dr; there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3644 Eddystone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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