3644 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3644 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,780 sqft · built 2003
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Aug 2018)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	May 2019 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-39-464`

Property Details

APN / Parcel Number

Primary APN	`304-39-464`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,475 sqft (0.171 acres)
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3644 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BELLA VISTA AMD MCR 579-35
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BELLA VISTA AMD
Legal Lot Number	162
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	815203

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA
Aug 22, 2018	Quit Claim Deed, Mortgage GENEVA FIN'L
Aug 9, 2018	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	0000605902
Last Transfer Date	Aug 22, 2018
Transfer Doc	0000634356
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 E OXFORD LN, GILBERT, AZ 85295-0277

Mortgage

Document Number	0000328332
Date	May 7, 2019
Instrument	20190328332

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085288
Date	Jan 31, 2020
Instrument	20200085288

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676

Mortgage

Document Number	0000047553
Date	Jan 15, 2021
Instrument	20210047553

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 22, 2018
Property Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Document Number	0000634356
Instrument Date	Aug 17, 2018
Instrument	634356
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ENCORE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3644 E OXFORD LN GILBERT AZ 852954676, GILBERT, AZ 85295-4676

Mortgage

Document Number	634357
Date	Aug 22, 2018
Instrument	634357

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 9, 2018
Property Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676
Document Number	0000605902
Map Reference	MB 579 PG 35
Instrument Date	Aug 1, 2018
Instrument	20180605902
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ENCORE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3644 E OXFORD LN, 3644, GILBERT, AZ 85295-4676

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3644 E OXFORD LN, GILBERT, AZ 85295-4676

Mortgage

Document Number	0000605903
Date	Aug 9, 2018
Instrument	20180605903

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,000 (-0.97%)	$440,000 (-0.97%) Land $88,000 Building $352,000
2025	$1,801.00 (-6.49%)
2024		$44,430	$444,300 Land $88,800 Building $355,500
2023	$1,926.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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