Maricopa County property record for 3644 E Karen Dr, Phoenix, AZ 85032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,520 sqft · built 1979 |
| Lot Size | 0.288 acres (12,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Mar 2018) |
| Tax Bill | $1,407 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 214-63-332 |
| Primary APN | 214-63-332 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,561 sqft (0.288 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
| Patio Area | 200 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3644 E KAREN DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85032-4614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | PARADISE VALLEY OASIS NO 11 PER MCR 189-9 |
| Legal Range | 03E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | PARADISE VALLEY OASIS 11 |
| Legal Lot Number | 70 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 103302 |
3644 E Karen Dr is owned by an individual who bought it in March 2018.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2500 CENTENNIAL RD LOT 195, 195, BISMARCK, ND 58503-0720 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Mar 14, 2016 |
| Deed Document Number | 20180198733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3644 E KAREN DR, PHOENIX, AZ 85032-4614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2500 CENTENNIAL RD 195, 195, BISMARCK, ND 58503-0720 |
| Document Number | 0000219533 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 20210219533 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 16, 2018 |
| Property Address | 3644 E KAREN DR, PHOENIX, AZ 85032-4614 |
| Document Number | 0000198733 |
| Map Reference | MB 189 PG 9 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 20180198733 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | EMPIRE WEST TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4022 E GREENWAY RD # RD11115, 4022, PHOENIX, AZ 85032-4797 |
| Name | Verified Name |
|---|---|
| Address | 2500 CENTENNIAL RD, BISMARCK, ND 58503-0740 |
| Document Number | 0000198734 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 20180198734 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 3644 E Karen Dr was $1,407.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,550 | $435,500 Land $87,100 Building $348,400 | |
| 2025 | $1,407.00 | ||
| 2024 | $43,230 | $432,300 Land $86,400 Building $345,900 | |
| 2023 | $1,342.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3644 E Karen Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3644 E Karen Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.
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