Cumberland County property record for 3644 Crosswinds Dr, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,041 sqft · built 2011 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (May 2023) |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0425-31-9866 |
| Primary APN | 0425-31-9866 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,041 sqft Heated Area |
| 1st Floor Area | 1,411 sqft |
| 2nd Floor Area | 630 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 181 ft deep x 75 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 134 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3644 CROSSWINDS DR |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-2797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CROSSWINDS LO:99 PH:1-PT3 SE:04 PL:0126-0098 |
| Legal Subdivision | CROSSWINDS - SEC 4 |
| Legal Phase | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | PEARCES MILL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1604 |
Source: Cumberland County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 3, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 26, 2020 | Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 0011736203 |
| Deed Book / Page | 11736 / 203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 17, 2023 |
| Property Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Document Number | 0117360203 |
| Book / Page | 11736 / 203 |
| Map Reference | MB 126 PG 98 |
| Instrument Date | May 12, 2023 |
| Instrument | 15082 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 729 ARTHINGTON ST, FAYETTEVILLE, NC 28311-1657 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Document Number | 0000015083 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 15083 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Document Number | 0115390288 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 11539/288 |
| Instrument | 31576 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 26, 2020 |
| Property Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Document Number | 0109120666 |
| Book / Page | 10912 / 666 |
| Map Reference | MB 126 PG 98 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 39549 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 E 141ST ST, 435, BRONX, NY 10454-2101 |
| Name | Verified Name |
|---|---|
| Address | 3644 CROSSWINDS DR, HOPE MILLS, NC 28348-2797 |
| Document Number | 39550 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 39550 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Cumberland County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,227.00 (+15.27%) | $278,861 (+46.78%) Land $50,000 Building $228,861 | $278,861 (+46.78%) Land $50,000 Building $228,861 |
| 2024 | $1,932.00 (+5.06%) | $189,992 (+3.62%) Land $33,000 Building $156,992 | $189,992 (+3.62%) Land $33,000 Building $156,992 |
| 2023 | $1,839.00 (+2.05%) | $183,363 Land $33,000 Building $150,363 | $183,363 Land $33,000 Building $150,363 |
| 2022 | $1,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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