3644 Chesapeake Ln, Naperville, IL 60564 Property Records

Will County property record for 3644 Chesapeake Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,572 sqft · built 2015
Lot Size	0.192 acres (8,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,981 (Nov 2015)
Tax Bill	$14,395 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-04-310-175`

Property Details

APN / Parcel Number

Primary APN	`07-01-04-310-175`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,572 sqft Total Area
1st Floor Area	2,572 sqft
Basement Area	1,756 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,381 sqft (0.192 acres)

Location & Zoning

Street Address	3644 CHESAPEAKE LN
City	NAPERVILLE
State	IL
Zip	60564-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 IN CARILLON CLUB UNIT 7 PHASE 3C, BEING A SUB OF PRT OF SEC. 4, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	04
Legal Subdivision	CARILLON CLUB SINGLE FAMILY
Legal Phase	3C
Legal Block	7
Legal Lot Number	121
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2027
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Intrafamily Transfer, Transfer
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	201596063
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000092787
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Aug 20, 2021
Property Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Document Number	0000092787
Map Reference	DOC R2014079466
Instrument Date	Aug 20, 2021
Instrument	R2021092787
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004

Mortgage

Document Number	0000083407
Date	Jul 30, 2021
Instrument	R2021083407

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081334
Date	Oct 17, 2017
Instrument	R2017081334

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096234
Date	Dec 8, 2017
Instrument	R2017096234

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3644 CHESAPEAKE LN, NAPERVILLE, IL 60564-2004
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018298
Date	Feb 17, 2021
Instrument	R2021018298

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,395.00	$246,896 (+9.95%) Land $48,343 Building $198,553	$740,688 (+9.95%) Land $145,029 Building $595,659
2024		$224,553 (+23.75%) Land $43,968 Building $180,585	$673,659 (+23.75%) Land $131,904 Building $541,755
2022	Homeowner's exemption Senior Citizen's exemption	$181,459 Land $36,742 Building $144,717	$544,377 Land $110,226 Building $434,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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