36438 Smith Dr, Ocean View, DE 19970 Property Records

Sussex County property record for 36438 Smith Dr, Ocean View, DE 19970

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,276 sqft · built 2011
Lot Size	0.25 acres (10,899 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (May 2026)
Tax Bill	$879 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-12.00-1260.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-1260.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,000 sqft
Elevator	Elevator

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Flat
Roof Material	Wood Shingle
Lot Area	10,899 sqft (0.25 acres)
Lot Dimensions	109 ft deep x 100 ft wide
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	36438 SMITH DR
City	OCEAN VIEW
State	DE
Zip	19970-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	BANKSVILLE PARK LOT 32
Legal Subdivision	BANKSVILLE PARK
Legal Lot Number	32
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1033
Census Tract	51307

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Special Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOAN
Jun 17, 2020	Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202618105
Deed Book / Page	6505 / 303
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUSSEX DE
Recording Date	May 14, 2026
Property Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578
Document Number	0000018105
Book / Page	6505 / 303
Instrument Date	May 11, 2026
Instrument	2026.18105
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578

Mortgage

Document Number	0000018106,
Date	May 14, 2026
Book Page	24027/112
Instrument	2026.18106

Lender

Name	DIRECT MORTGAGE LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 17, 2020
Property Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578
Document Number	0052560145
Book / Page	5256 / 145
Instrument Date	Jun 9, 2020
Instrument	20200000025742
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578

Mortgage

Document Number	200000025743
Date	Jun 17, 2020
Instrument	200000025743

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 22, 2019
Property Address	36438 SMITH DR, OCEAN VIEW, DE 19970-3578
Document Number	0051090106
Book / Page	005109 / 000106
Instrument Date	Aug 21, 2019
Instrument	30738
Transaction Type	Foreclosure
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$879.00 (-0.9%)	$15,900 (-) Land $2,250 Building $13,650	$261,900 (-) Land $108,700 Building $153,200
2025	$887.00 (-21.02%)	$15,900 (-) Land $2,250 Building $13,650	$261,900 (+661.34%) Land $108,700 Building $153,200
2023	$1,123.00	$15,900 Land $2,250 Building $13,650	$34,400 Land $4,500 Building $29,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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