Madera County property record for 36438 Ruth Ave, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 1979 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $368,000 (May 2020) |
| Tax Bill | $4,571 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-424-008-000 |
| Primary APN | 049-424-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 194 ft deep x 117 ft wide |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 36438 RUTH AVE |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRM |
| Legal Description | MADERA RANCHOS 5 LOT 201 |
| Legal Subdivision | MADERA RANCHOS 5 |
| Legal Lot Number | 201 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 509 |
Source: Madera County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Dec 12, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 13, 2020 | Grant Deed, Transfer · Construction Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 202010803 |
| Prior Transfer Date | Mar 24, 2016 |
| Prior Transfer Doc | 0000007677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Document Number | 0000010492 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023010492 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Document Number | 0000030614 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2022030614 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Document Number | 0000016261 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021016261 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | May 13, 2020 |
| Property Address | 36438 RUTH AVE, MADERA, CA 93636-8512 |
| Document Number | 0000010803 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 10803 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 36438 RUTH AVE MADERA CA 936368512, MADERA, CA 93636-8512 |
| Document Number | 10804 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 10804 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2021 |
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $410,502 (+2%) Land $94,815 Building $315,687 | |
| 2025 | $4,571.00 (+5.76%) | $402,454 (+4.04%) Land $92,956 Building $309,498 |
| 2023 | $4,322.00 (+0.68%) | $386,829 Land $89,348 Building $297,481 |
| 2022 | $4,293.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADERA CO MD10A-MADERA RANCHOS serves 3,072 people · EPA ID CA2010008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| unWired Broadband Fixed Wireless | 100 / 20 |
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