36438 N Co Rd 44a, Eustis, FL 32736 Property Records

Lake County property record for 36438 N Co Rd 44a, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,068 sqft · built 1999
Lot Size	7.3 acres (318,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,505,000 (May 2025)
Tax Bill	$15,395 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`32-18-27-0004-000-00705`

Property Details

APN / Parcel Number

Primary APN	`32-18-27-0004-000-00705`
Alternative APNs	`271832000400000705` `2995823`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,068 sqft Living Area
Gross Area	5,988 sqft
1st Floor Area	2,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	318,012 sqft (7.3 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	1,082 sqft
Deck Area	1,359 sqft
Patio Area	480 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2995823
Street Address	36438 N COUNTY ROAD 44A
City	EUSTIS
State	FL
Zip	32736-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FROM SE COR OF SEC RUN N 0-01-16 E 1340.15 FT TO S LINE OF LOT 14 EXTENDED E'LY OF W L EATON'S SUB S 89-41-22 W 1323.92 FT TO SW COR OF LOT 17 N 0-29-20 E 334.82 FT TO N R/W LINE OF ALGER RD S 75-18-0 W 2.97 FT N 0-29-20 E 10.38 FT S 75-01-42 W 149.8
Legal Range	27E
Legal Township	18S
Legal Section	32
Legal Quarter	4
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0004
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1014
Census Tract	30203

Owner

Source: Lake County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Line of Credit FLORIDA CAPITAL BANK NA
May 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
May 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202561285
Deed Book / Page	6530 / 127
Prior Transfer Date	Apr 3, 2006
Prior Transfer Doc	0031351446
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065300146
Date	May 16, 2025
Book Page	6530/146
Instrument	2025061287

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 16, 2025
Property Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Document Number	0065290127
Book / Page	6529 / 127
Instrument Date	Jan 23, 2025
Instrument	2025061285
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	SEAPLANE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11172 EAGLE RIDGE DR, COTTONDALE, AL 35453-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36438 N COUNTY ROAD, EUSTIS, FL 32736

Mortgage

Document Number	0006529130
Date	May 16, 2025
Instrument	6529/130

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Mortgage

Document Number	0065290146
Date	May 16, 2025
Book Page	6529/146
Instrument	2025061287

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 16, 2025
Property Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Document Number	0065300127
Book / Page	6530 / 127
Instrument Date	Jan 23, 2025
Instrument	2025061285
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SEAPLANE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11172 EAGLE RIDGE DR, COTTONDALE, AL 35453-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075

Mortgage

Document Number	0006530130
Date	May 16, 2025
Instrument	6530/130

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 19, 2022
Property Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Document Number	0059941014
Book / Page	5994 / 1014
Instrument Date	Jul 18, 2022
Instrument	2022098377
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, TRADITIONS T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25149 DERBY DR, SORRENTO, FL 32776-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 TUSCANY PL, WINTER PARK, FL 32789-1017

Mortgage

Document Number	0059941016
Date	Jul 19, 2022
Instrument	5994/1016

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 28, 2021
Property Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075
Document Number	0058250972
Book / Page	5825 / 972
Instrument Date	Oct 22, 2021
Instrument	2021150152
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	TRADITIONS TITLE AND ESCROW LLC, TRADITION TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,585.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25149 DERBY DR, SORRENTO, FL 32776-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36438 N COUNTY ROAD 44A, EUSTIS, FL 32736-9075

Mortgage

Document Number	0005825974
Date	Oct 28, 2021
Instrument	5825/974

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	7%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,081,891 (-0.27%) Land $309,547 Building $772,344	$1,081,891 (-0.27%) Land $309,547 Building $772,344
2025	$15,395.00 (+4.15%)	$1,084,773 (+0.34%) Land $309,547 Building $775,226	$1,084,773 (+0.34%) Land $309,547 Building $775,226
2024	$14,781.00 (+30.27%)	$1,081,140 (+35.02%) Land $309,547 Building $771,593	$1,081,140 (+35.02%) Land $309,547 Building $771,593
2023	$11,346.00 (+3.46%)	$800,735 (+5.21%)	$800,735 (+5.21%) Land $178,195 Building $622,540
2022	$10,967.00	$761,057	$761,057 Land $147,037 Building $614,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	65.2 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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